---
page_version: a83c8e1ec4293cdb83208fde9534465c
content_date: 2026-09-29
entity_id: calculator:take-home:ca
entity_type: take_home_calculator
name: Take-home pay in Canada
canonical_url: https://immigrationdb.com/calculators/take-home-pay/canada/
json_url: https://immigrationdb.com/data/calculators/ca.json
markdown_url: https://immigrationdb.com/data/calculators/ca.md
snapshot_id: approved-static-c6015be852c3d22b
generated_at: 2026-09-29
license_url: https://immigrationdb.com/about/copyright/
tax_year: 2025
currency: CAD
---

# Take-home pay in Canada

The national median gross salary in Canada is CA$5,027 a month (2025). Over twelve months, CA$60,320 a year, a single person without children pays CA$8,167 in income tax and CA$4,970 in employee social contributions and keeps CA$47,183 a year: CA$3,932 a month (€2,439 at the ECB rate for 2026-08), 78.2% of gross.

## Take-home pay by household

OECD Taxing Wages 2025; the average wage is CA$92,401 a year. For the households with children, net pay includes the cash benefits the model adds.

### Single, no children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | CA$46,200 | CA$3,850 | CA$3,168 | 82.3% |
| 67% | CA$61,909 | CA$5,159 | CA$4,017 | 77.9% |
| 100% | CA$92,401 | CA$7,700 | CA$5,728 | 74.4% |
| 133% | CA$122,893 | CA$10,241 | CA$7,377 | 72.0% |
| 167% | CA$154,309 | CA$12,859 | CA$8,855 | 68.9% |
| 200% | CA$184,802 | CA$15,400 | CA$10,237 | 66.5% |
| 250% | CA$231,002 | CA$19,250 | CA$12,203 | 63.4% |

### Single parent, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | CA$46,200 | CA$3,850 | CA$4,858 | 126.2% |
| 67% | CA$61,909 | CA$5,159 | CA$5,310 | 102.9% |
| 100% | CA$92,401 | CA$7,700 | CA$6,575 | 85.4% |
| 133% | CA$122,893 | CA$10,241 | CA$8,104 | 79.1% |
| 167% | CA$154,309 | CA$12,859 | CA$9,433 | 73.4% |
| 200% | CA$184,802 | CA$15,400 | CA$10,668 | 69.3% |
| 250% | CA$231,002 | CA$19,250 | CA$12,455 | 64.7% |

### Couple, one earner, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | CA$46,200 | CA$3,850 | CA$4,890 | 127.0% |
| 67% | CA$61,909 | CA$5,159 | CA$5,342 | 103.5% |
| 100% | CA$92,401 | CA$7,700 | CA$6,575 | 85.4% |
| 133% | CA$122,893 | CA$10,241 | CA$8,104 | 79.1% |
| 167% | CA$154,309 | CA$12,859 | CA$9,433 | 73.4% |
| 200% | CA$184,802 | CA$15,400 | CA$10,668 | 69.3% |
| 250% | CA$231,002 | CA$19,250 | CA$12,455 | 64.7% |

## Income tax schedule (2026)

The national schedule, as published by Canada Revenue Agency.

| Taxable income | Rate | Applies to |
| --- | --- | --- |
| up to CA$58,523 | 14% | — |
| CA$58,523 – CA$117,045 | 20.5% | — |
| CA$117,045 – CA$181,440 | 26% | — |
| CA$181,440 – CA$258,482 | 29% | — |
| above CA$258,482 | 33% | — |

- Federal basic personal amount: CA$16,452 a year
- Employee social contributions: 5.95% of pay

## Minimum wage

CA$18.15 an hour (2026-04; the federal rate, for federally regulated employers; each province and territory sets its own); CA$37,752 a year at 40 hours a week for 52 weeks. That is below the range the OECD model covers in Canada (CA$46,200 to CA$231,002 a year), so its take-home pay is not estimated here.

## Sources

1. OECD, Taxing Wages — decomposition of taxes and benefits (dataflow OECD.CTP.TPS,DSD_TAX_WAGES_DECOMP@DF_TW_DECOMP,2.1). https://www.oecd.org/en/publications/taxing-wages-2025_b3a95829-en.html
2. Canada Revenue Agency, Income tax schedule 2026. https://www.canada.ca/en/revenue-agency/services/tax/individuals/tax-rates-brackets/current-year.html
3. Median monthly earnings, total employees, local currency, 2025, Median monthly earnings, total employees, local currency, 2025. https://sdmx.ilo.org/rest/data/ILO,DF_EAR_EMTM_SEX_CUR_NB/CAN....?startPeriod=2025&endPeriod=2025&detail=full&format=csvdata
4. European Central Bank, Euro foreign exchange reference rates, CAD/EUR, monthly average. https://data.ecb.europa.eu/data/datasets/EXR/EXR.M.CAD.EUR.SP00.A

## Data

- HTML: https://immigrationdb.com/calculators/take-home-pay/canada/
- JSON (the model for Canada): https://immigrationdb.com/data/calculators/ca.json