---
page_version: 6af024da5c09ee98f232bb44b3e97d19
content_date: 2026-09-29
entity_id: calculator:take-home:de
entity_type: take_home_calculator
name: Take-home pay in Germany
canonical_url: https://immigrationdb.com/calculators/take-home-pay/germany/
json_url: https://immigrationdb.com/data/calculators/de.json
markdown_url: https://immigrationdb.com/data/calculators/de.md
snapshot_id: approved-static-c6015be852c3d22b
generated_at: 2026-09-29
license_url: https://immigrationdb.com/about/copyright/
tax_year: 2025
currency: EUR
---

# Take-home pay in Germany

The national median gross salary in Germany is €4,013 a month (2024). Over twelve months, €48,156 a year, a single person without children pays €6,472 in income tax and €10,378 in employee social contributions and keeps €31,307 a year: €2,609 a month, 65.0% of gross.

## Take-home pay by household

OECD Taxing Wages 2025; the average wage is €66,700 a year. For the households with children, net pay includes the cash benefits the model adds.

### Single, no children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | €33,350 | €2,779 | €1,926 | 69.3% |
| 67% | €44,689 | €3,724 | €2,453 | 65.9% |
| 100% | €66,700 | €5,558 | €3,409 | 61.3% |
| 133% | €88,711 | €7,393 | €4,389 | 59.4% |
| 167% | €111,389 | €9,282 | €5,355 | 57.7% |
| 200% | €133,400 | €11,117 | €6,331 | 57.0% |
| 250% | €166,750 | €13,896 | €7,879 | 56.7% |

### Single parent, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | €33,350 | €2,779 | €2,552 | 91.8% |
| 67% | €44,689 | €3,724 | €3,095 | 83.1% |
| 100% | €66,700 | €5,558 | €4,082 | 73.4% |
| 133% | €88,711 | €7,393 | €5,190 | 70.2% |
| 167% | €111,389 | €9,282 | €6,297 | 67.8% |
| 200% | €133,400 | €11,117 | €7,280 | 65.5% |
| 250% | €166,750 | €13,896 | €8,780 | 63.2% |

### Couple, one earner, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | €33,350 | €2,779 | €2,703 | 97.2% |
| 67% | €44,689 | €3,724 | €3,294 | 88.5% |
| 100% | €66,700 | €5,558 | €4,373 | 78.7% |
| 133% | €88,711 | €7,393 | €5,533 | 74.8% |
| 167% | €111,389 | €9,282 | €6,772 | 73.0% |
| 200% | €133,400 | €11,117 | €7,999 | 72.0% |
| 250% | €166,750 | €13,896 | €9,723 | 70.0% |

## Income tax schedule (2026)

The national schedule, as published by Federal Ministry of Justice / Federal Office of Justice, Germany.

| Taxable income | Rate | Applies to |
| --- | --- | --- |
| up to €12,348 | 0% | — |
| €12,349 – €17,799 | 14% | — |
| €17,800 – €69,878 | 14% rising to 42% | — |
| €69,879 – €277,825 | 42% | — |
| above €277,826 | 45% | — |

- Tax-free allowance (Grundfreibetrag): €12,348 a year
- Employee social contributions: pension 9.3%, unemployment insurance 1.3%, health insurance 7.3%, average health insurance supplement 1.45%, long-term care 1.8%
- Standard VAT rate: 19%; reduced 7%

## Minimum wage

€12.82 an hour (2025); €26,666 a year at 40 hours a week for 52 weeks. That is below the range the OECD model covers in Germany (€33,350 to €166,750 a year), so its take-home pay is not estimated here.

## Sources

1. OECD, Taxing Wages — decomposition of taxes and benefits (dataflow OECD.CTP.TPS,DSD_TAX_WAGES_DECOMP@DF_TW_DECOMP,2.1). https://www.oecd.org/en/publications/taxing-wages-2025_b3a95829-en.html
2. Federal Ministry of Justice / Federal Office of Justice, Germany, Income tax schedule 2026. https://www.gesetze-im-internet.de/estg/__32a.html
3. Analyse zur Entgeltstatistik 2024, Analyse zur Entgeltstatistik 2024. https://statistik.arbeitsagentur.de/DE/Statischer-Content/Statistiken/Fachstatistiken/Beschaeftigung/Generische-Publikationen/Blickpunkt-Arbeitsmarkt-Analyse-zur-Entgeltstatistik.pdf

## Data

- HTML: https://immigrationdb.com/calculators/take-home-pay/germany/
- JSON (the model for Germany): https://immigrationdb.com/data/calculators/de.json