---
page_version: 0106b609ce3a9f2933bba829c424747e
content_date: 2026-09-29
entity_id: calculator:take-home:pl
entity_type: take_home_calculator
name: Take-home pay in Poland
canonical_url: https://immigrationdb.com/calculators/take-home-pay/poland/
json_url: https://immigrationdb.com/data/calculators/pl.json
markdown_url: https://immigrationdb.com/data/calculators/pl.md
snapshot_id: approved-static-c6015be852c3d22b
generated_at: 2026-09-29
license_url: https://immigrationdb.com/about/copyright/
tax_year: 2025
currency: PLN
---

# Take-home pay in Poland

The OECD average wage in Poland for 2025 is PLN 105,738 a year. At that wage a single person without children pays PLN 6,989 in income tax and PLN 18,849 in employee social contributions and keeps PLN 79,900 a year: PLN 6,658 a month (€1,545 at the ECB rate for 2026-08), 75.6% of gross.

## Take-home pay by household

OECD Taxing Wages 2025; the average wage is PLN 105,738 a year. For the households with children, net pay includes the cash benefits the model adds.

### Single, no children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | PLN 52,869 | PLN 4,406 | PLN 3,494 | 79.3% |
| 67% | PLN 70,844 | PLN 5,904 | PLN 4,570 | 77.4% |
| 100% | PLN 105,738 | PLN 8,811 | PLN 6,658 | 75.6% |
| 133% | PLN 140,631 | PLN 11,719 | PLN 8,747 | 74.6% |
| 167% | PLN 176,582 | PLN 14,715 | PLN 10,409 | 70.7% |
| 200% | PLN 211,475 | PLN 17,623 | PLN 11,995 | 68.1% |
| 250% | PLN 264,344 | PLN 22,029 | PLN 14,409 | 65.4% |

### Single parent, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | PLN 52,869 | PLN 4,406 | PLN 5,456 | 123.8% |
| 67% | PLN 70,844 | PLN 5,904 | PLN 6,687 | 113.3% |
| 100% | PLN 105,738 | PLN 8,811 | PLN 8,794 | 99.8% |
| 133% | PLN 140,631 | PLN 11,719 | PLN 10,882 | 92.9% |
| 167% | PLN 176,582 | PLN 14,715 | PLN 13,034 | 88.6% |
| 200% | PLN 211,475 | PLN 17,623 | PLN 15,122 | 85.8% |
| 250% | PLN 264,344 | PLN 22,029 | PLN 18,304 | 83.1% |

### Couple, one earner, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | PLN 52,869 | PLN 4,406 | PLN 5,456 | 123.8% |
| 67% | PLN 70,844 | PLN 5,904 | PLN 6,687 | 113.3% |
| 100% | PLN 105,738 | PLN 8,811 | PLN 8,794 | 99.8% |
| 133% | PLN 140,631 | PLN 11,719 | PLN 10,882 | 92.9% |
| 167% | PLN 176,582 | PLN 14,715 | PLN 13,034 | 88.6% |
| 200% | PLN 211,475 | PLN 17,623 | PLN 15,122 | 85.8% |
| 250% | PLN 264,344 | PLN 22,029 | PLN 18,304 | 83.1% |

## Income tax schedule (2026)

The national schedule, as published by European Commission Taxation and Customs Union TEDB.

| Taxable income | Rate | Applies to |
| --- | --- | --- |
| up to PLN 120,000 | 12% | — |
| above PLN 120,000 | 32% | — |

- Employee social contributions: 21.48% of pay
- Standard VAT rate: 23%; reduced 8%, 5%

## Minimum wage

PLN 4,806.00 an hour (2026-01-01); PLN 9,996,480 a year at 40 hours a week for 52 weeks. That is below the range the OECD model covers in Poland (PLN 52,869 to PLN 264,344 a year), so its take-home pay is not estimated here.

## Sources

1. OECD, Taxing Wages — decomposition of taxes and benefits (dataflow OECD.CTP.TPS,DSD_TAX_WAGES_DECOMP@DF_TW_DECOMP,2.1). https://www.oecd.org/en/publications/taxing-wages-2025_b3a95829-en.html
2. European Commission Taxation and Customs Union TEDB, Income tax schedule 2026. https://ec.europa.eu/taxation_customs/tedb/rest-api/tax/rate?taxId=459&versionDate=1704063600&isEuro=false
3. European Central Bank, Euro foreign exchange reference rates, PLN/EUR, monthly average. https://data.ecb.europa.eu/data/datasets/EXR/EXR.M.PLN.EUR.SP00.A

## Data

- HTML: https://immigrationdb.com/calculators/take-home-pay/poland/
- JSON (the model for Poland): https://immigrationdb.com/data/calculators/pl.json