---
page_version: ffa38acbf852c89f81afea08f5d5e2da
content_date: 2026-09-29
entity_id: calculator:take-home:se
entity_type: take_home_calculator
name: Take-home pay in Sweden
canonical_url: https://immigrationdb.com/calculators/take-home-pay/sweden/
json_url: https://immigrationdb.com/data/calculators/se.json
markdown_url: https://immigrationdb.com/data/calculators/se.md
snapshot_id: approved-static-c6015be852c3d22b
generated_at: 2026-09-29
license_url: https://immigrationdb.com/about/copyright/
tax_year: 2025
currency: SEK
---

# Take-home pay in Sweden

The OECD average wage in Sweden for 2025 is SEK 557,053 a year. At that wage a single person without children pays SEK 87,121 in income tax and SEK 39,000 in employee social contributions and keeps SEK 430,932 a year: SEK 35,911 a month (€3,258 at the ECB rate for 2026-08), 77.4% of gross.

## Take-home pay by household

OECD Taxing Wages 2025; the average wage is SEK 557,053 a year. For the households with children, net pay includes the cash benefits the model adds.

### Single, no children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | SEK 278,527 | SEK 23,211 | SEK 19,166 | 82.6% |
| 67% | SEK 373,226 | SEK 31,102 | SEK 25,009 | 80.4% |
| 100% | SEK 557,053 | SEK 46,421 | SEK 35,911 | 77.4% |
| 133% | SEK 740,881 | SEK 61,740 | SEK 44,637 | 72.3% |
| 167% | SEK 930,279 | SEK 77,523 | SEK 52,149 | 67.3% |
| 200% | SEK 1,114,107 | SEK 92,842 | SEK 59,436 | 64.0% |
| 250% | SEK 1,392,633 | SEK 116,053 | SEK 70,483 | 60.7% |

### Single parent, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | SEK 278,527 | SEK 23,211 | SEK 21,816 | 94.0% |
| 67% | SEK 373,226 | SEK 31,102 | SEK 27,659 | 88.9% |
| 100% | SEK 557,053 | SEK 46,421 | SEK 38,561 | 83.1% |
| 133% | SEK 740,881 | SEK 61,740 | SEK 47,287 | 76.6% |
| 167% | SEK 930,279 | SEK 77,523 | SEK 54,799 | 70.7% |
| 200% | SEK 1,114,107 | SEK 92,842 | SEK 62,086 | 66.9% |
| 250% | SEK 1,392,633 | SEK 116,053 | SEK 73,133 | 63.0% |

### Couple, one earner, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | SEK 278,527 | SEK 23,211 | SEK 21,816 | 94.0% |
| 67% | SEK 373,226 | SEK 31,102 | SEK 27,659 | 88.9% |
| 100% | SEK 557,053 | SEK 46,421 | SEK 38,561 | 83.1% |
| 133% | SEK 740,881 | SEK 61,740 | SEK 47,287 | 76.6% |
| 167% | SEK 930,279 | SEK 77,523 | SEK 54,799 | 70.7% |
| 200% | SEK 1,114,107 | SEK 92,842 | SEK 62,086 | 66.9% |
| 250% | SEK 1,392,633 | SEK 116,053 | SEK 73,133 | 63.0% |

## Income tax schedule (2026)

The national schedule, as published by Skatteverket; the rates apply to taxable earned income; national tax.

| Taxable income | Rate |
| --- | --- |
| up to SEK 643,000 | 0% |
| above SEK 643,000 | 20% |

- Municipal and regional income tax: 32.38% on average in 2026, on top of the national rates
- Standard VAT rate: 25%; reduced 12%, 6%

## Sources

1. OECD, Taxing Wages — decomposition of taxes and benefits (dataflow OECD.CTP.TPS,DSD_TAX_WAGES_DECOMP@DF_TW_DECOMP,2.1). https://www.oecd.org/en/publications/taxing-wages-2025_b3a95829-en.html
2. Skatteverket, Income tax schedule 2026. https://www.skatteverket.se/privat/skatter/beloppochprocent/2026.4.1522bf3f19aea8075ba21.html
3. European Central Bank, Euro foreign exchange reference rates, SEK/EUR, monthly average. https://data.ecb.europa.eu/data/datasets/EXR/EXR.M.SEK.EUR.SP00.A

## Data

- HTML: https://immigrationdb.com/calculators/take-home-pay/sweden/
- JSON (the model for Sweden): https://immigrationdb.com/data/calculators/se.json