---
page_version: da96432b4c29f43309e709e53d65809b
content_date: 2026-09-29
entity_id: calculator:take-home:uk
entity_type: take_home_calculator
name: Take-home pay in the United Kingdom
canonical_url: https://immigrationdb.com/calculators/take-home-pay/united-kingdom/
json_url: https://immigrationdb.com/data/calculators/uk.json
markdown_url: https://immigrationdb.com/data/calculators/uk.md
snapshot_id: approved-static-c6015be852c3d22b
generated_at: 2026-09-29
license_url: https://immigrationdb.com/about/copyright/
tax_year: 2025
currency: GBP
---

# Take-home pay in the United Kingdom

The national median gross salary in the United Kingdom is £642.50 a week (2025). Over 52 weeks, £33,410 a year, a single person without children pays £4,168 in income tax and £1,667 in employee social contributions and keeps £27,575 a year: £2,298 a month (€2,684 at the ECB rate for 2026-08), 82.5% of gross.

## Take-home pay by household

OECD Taxing Wages 2025; the average wage is £55,983 a year. For the households with children, net pay includes the cash benefits the model adds.

### Single, no children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | £27,991 | £2,333 | £1,973 | 84.6% |
| 67% | £37,508 | £3,126 | £2,544 | 81.4% |
| 100% | £55,983 | £4,665 | £3,586 | 76.9% |
| 133% | £74,457 | £6,205 | £4,479 | 72.2% |
| 167% | £93,491 | £7,791 | £5,399 | 69.3% |
| 200% | £111,965 | £9,330 | £6,092 | 65.3% |
| 250% | £139,956 | £11,663 | £7,164 | 61.4% |

### Single parent, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | £27,991 | £2,333 | £2,484 | 106.5% |
| 67% | £37,508 | £3,126 | £2,741 | 87.7% |
| 100% | £55,983 | £4,665 | £3,774 | 80.9% |
| 133% | £74,457 | £6,205 | £4,531 | 73.0% |
| 167% | £93,491 | £7,791 | £5,399 | 69.3% |
| 200% | £111,965 | £9,330 | £6,092 | 65.3% |
| 250% | £139,956 | £11,663 | £7,164 | 61.4% |

### Couple, one earner, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | £27,991 | £2,333 | £2,721 | 116.7% |
| 67% | £37,508 | £3,126 | £2,978 | 95.3% |
| 100% | £55,983 | £4,665 | £3,774 | 80.9% |
| 133% | £74,457 | £6,205 | £4,531 | 73.0% |
| 167% | £93,491 | £7,791 | £5,399 | 69.3% |
| 200% | £111,965 | £9,330 | £6,092 | 65.3% |
| 250% | £139,956 | £11,663 | £7,164 | 61.4% |

## Income tax schedule (2026-27)

The national schedule, as published by GOV.UK.

| Taxable income | Rate | Applies to |
| --- | --- | --- |
| up to £12,570 | 0% | England, Wales, Northern Ireland |
| £12,570 – £50,270 | 20% | England, Wales, Northern Ireland |
| £50,270 – £125,140 | 40% | England, Wales, Northern Ireland |
| above £125,140 | 45% | England, Wales, Northern Ireland |
| up to £12,570 | 0% | Scotland · Personal Allowance |
| £12,571 – £16,537 | 19% | Scotland · Starter rate |
| £16,538 – £29,526 | 20% | Scotland · Basic rate |
| £29,527 – £43,662 | 21% | Scotland · Intermediate rate |
| £43,663 – £75,000 | 42% | Scotland · Higher rate |
| £75,001 – £125,140 | 45% | Scotland · Advanced rate |
| above £125,140 | 48% | Scotland · Top rate |

- Personal allowance: £12,570 a year; reduce by £1 for every £2 adjusted net income above £100,000
- Employee social contributions: 8% of pay
- Standard VAT rate: 20%; reduced 5%, 0%

## Minimum wage

£12.71 an hour (2026-04); £26,437 a year at 40 hours a week for 52 weeks. That is below the range the OECD model covers in the United Kingdom (£27,991 to £139,956 a year), so its take-home pay is not estimated here.

## Sources

1. OECD, Taxing Wages — decomposition of taxes and benefits (dataflow OECD.CTP.TPS,DSD_TAX_WAGES_DECOMP@DF_TW_DECOMP,2.1). https://www.oecd.org/en/publications/taxing-wages-2025_b3a95829-en.html
2. GOV.UK, Income tax schedule 2026-27. https://www.gov.uk/income-tax-rates
3. Office for National Statistics, Office for National Statistics — ASHE Table 7.1a, 2025 provisional. https://www.ons.gov.uk/file?uri=%2Femploymentandlabourmarket%2Fpeopleinwork%2Fearningsandworkinghours%2Fdatasets%2Fplaceofworkbylocalauthorityashetable7%2F2025provisional%2Fashetable72025provisional.zip
4. European Central Bank, Euro foreign exchange reference rates, GBP/EUR, monthly average. https://data.ecb.europa.eu/data/datasets/EXR/EXR.M.GBP.EUR.SP00.A

## Data

- HTML: https://immigrationdb.com/calculators/take-home-pay/united-kingdom/
- JSON (the model for United Kingdom): https://immigrationdb.com/data/calculators/uk.json