---
page_version: e9cf743d16e088d41e4ebaa186f2b845
content_date: 2026-09-29
entity_id: calculator:take-home:us
entity_type: take_home_calculator
name: Take-home pay in the United States
canonical_url: https://immigrationdb.com/calculators/take-home-pay/united-states/
json_url: https://immigrationdb.com/data/calculators/us.json
markdown_url: https://immigrationdb.com/data/calculators/us.md
snapshot_id: approved-static-c6015be852c3d22b
generated_at: 2026-09-29
license_url: https://immigrationdb.com/about/copyright/
tax_year: 2025
currency: USD
---

# Take-home pay in the United States

The OECD average wage in the United States for 2025 is US$73,520 a year. At that wage a single person without children pays US$12,252 in income tax and US$5,624 in employee social contributions and keeps US$55,644 a year: US$4,637 a month (€4,000 at the ECB rate for 2026-08), 75.7% of gross.

## Take-home pay by household

OECD Taxing Wages 2025; the average wage is US$73,520 a year. For the households with children, net pay includes the cash benefits the model adds.

### Single, no children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | US$36,760 | US$3,063 | US$2,457 | 80.2% |
| 67% | US$49,258 | US$4,105 | US$3,224 | 78.6% |
| 100% | US$73,520 | US$6,127 | US$4,637 | 75.7% |
| 133% | US$97,782 | US$8,148 | US$5,925 | 72.7% |
| 167% | US$122,779 | US$10,232 | US$7,246 | 70.8% |
| 200% | US$147,040 | US$12,253 | US$8,493 | 69.3% |
| 250% | US$183,800 | US$15,317 | US$10,423 | 68.0% |

### Single parent, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | US$36,760 | US$3,063 | US$3,416 | 111.5% |
| 67% | US$49,258 | US$4,105 | US$3,905 | 95.1% |
| 100% | US$73,520 | US$6,127 | US$5,212 | 85.1% |
| 133% | US$97,782 | US$8,148 | US$6,624 | 81.3% |
| 167% | US$122,779 | US$10,232 | US$7,951 | 77.7% |
| 200% | US$147,040 | US$12,253 | US$9,205 | 75.1% |
| 250% | US$183,800 | US$15,317 | US$11,135 | 72.7% |

### Couple, one earner, two children

| Share of the average wage | Gross a year | Gross a month | Net a month | Kept |
| --- | --- | --- | --- | --- |
| 50% | US$36,760 | US$3,063 | US$3,627 | 118.4% |
| 67% | US$49,258 | US$4,105 | US$4,170 | 101.6% |
| 100% | US$73,520 | US$6,127 | US$5,324 | 86.9% |
| 133% | US$97,782 | US$8,148 | US$6,814 | 83.6% |
| 167% | US$122,779 | US$10,232 | US$8,349 | 81.6% |
| 200% | US$147,040 | US$12,253 | US$9,684 | 79.0% |
| 250% | US$183,800 | US$15,317 | US$11,675 | 76.2% |

## Income tax schedule (2026)

The national schedule, as published by IRS / USA.gov / Congress CRS; the rates apply to single filers · 2026 Tax Rate Schedules.

| Taxable income | Rate |
| --- | --- |
| up to US$12,400 | 10% |
| US$12,400 – US$50,400 | 12% |
| US$50,400 – US$105,700 | 22% |
| US$105,700 – US$201,775 | 24% |
| US$201,775 – US$256,225 | 32% |
| US$256,225 – US$640,600 | 35% |
| above US$640,600 | 37% |

- Standard deduction: US$16,100 a year
- Employee social contributions: 7.65% of pay

## Minimum wage

US$7.25 an hour (2026; the federal rate; many states and cities set a higher one); US$15,080 a year at 40 hours a week for 52 weeks. That is below the range the OECD model covers in the United States (US$36,760 to US$183,800 a year), so its take-home pay is not estimated here.

## Sources

1. OECD, Taxing Wages — decomposition of taxes and benefits (dataflow OECD.CTP.TPS,DSD_TAX_WAGES_DECOMP@DF_TW_DECOMP,2.1). https://www.oecd.org/en/publications/taxing-wages-2025_b3a95829-en.html
2. IRS / USA.gov / Congress CRS, Income tax schedule 2026. https://www.irs.gov/publications/p505
3. European Central Bank, Euro foreign exchange reference rates, USD/EUR, monthly average. https://data.ecb.europa.eu/data/datasets/EXR/EXR.M.USD.EUR.SP00.A

## Data

- HTML: https://immigrationdb.com/calculators/take-home-pay/united-states/
- JSON (the model for United States): https://immigrationdb.com/data/calculators/us.json