Living in Ngaio

Ngaio recorded annual PM2.5 of 8.2 µg/m³ at the end of 2020.

Last checked 2026-10-0722 sources

Median gross salary (region)3,487EUR/month30 Jun 2025Official source · Table 18: LEED measures, by industry (based on ANZSIC06) and region, June 2025 quarter

Median rent1,228EUR/month31 Jul 2026District figureOfficial source · Rental bond data — monthly by territorial authority

Unemployment rate3%2023 CensusMunicipality figureOfficial source · Estimated resident population at 30 June 2025

Recorded crime5,398incidents per 100,00030 Jun 2026District figureOfficial source · Victimisations Time and Place — Map export, July 2025 to June 2026

PM2.5, annual mean5.48µg/m³31 Dec 2024Nearest stationOfficial source · LAWA Air Quality Dataset (2016–2025), daily PM2.5 observations

Which New Zealand-wide rules apply when you move to Ngaio?

National rules stay on the country page instead of being relabelled as city data.

Visa and entry rulesPassport-specific entry and national residence context.BenefitsCountry-wide eligibility and official application routes.Taxes in New ZealandNational rates and thresholds that apply in Ngaio.Healthcare eligibilityCountry-wide insurance and residence conditions.

Housing and cost

What recurs every month2 published recurring costs, € per month

€ / month

Mobile plan, 10 GB€37

Internet, 60 Mbps€36

Metric	Value	Period	Source
Internet, 60 Mbps unlimited	35.54 EUR/month	30 Sept 2026	One NZ fixed broadband⁹Official · national market
Mobile plan, 10 GB	37.06 EUR/month	30 Sept 2026	One NZ Endless Plus⁹Official · national market
Median monthly rent	1,228 EUR/month	31 Jul 2026	Rental bond data — monthly by territorial authority¹²Official · county

Is Ngaio a good place to live?

There is no universal answer. The profile scores below show who the available published evidence may suit; they are a decision aid, not a personal recommendation.

Try your profile

Remote worker36%strong on work, weak on safety · range 21–51%

Skilled employee60%strong on work, weak on education · range 47–73%

Student38%strong on legal route, weak on education · range 24–52%

Family55%strong on family, weak on education · range 40–70%

Retirement33%strong on air quality, weak on admin · range 18–48%

Work and income

What is the unemployment rate in Ngaio?

The unemployment rate is 3 % (2023 Census). Source: Estimated resident population at 30 June 2025²

Unemployment across cities in New ZealandUnemployment in Ngaio is 3.0%. Of 91 cities with data, 42 have unemployment of 2 to under 4%.

0–22–44–66–88–1014–16

Ngaio 3.0%

Unemployment rate (%)

Metric	Value	Period	Source
Median gross salary (regional)	3,487 EUR/month	30 Jun 2025	Table 18: LEED measures, by industry (based on ANZSIC06) and region, June 2025 quarter¹³Official · regional context
Unemployment rate	3 %	2023 Census	Estimated resident population at 30 June 2025²Official · parent municipality

What does a salary buy in Ngaio?

Take-home pay after tax, minus rent and the everyday bills this city publishes. Each line names its source.

Left over each month€1,468of €2,768 take-home

Rent
Internet
Mobile
Left over

Line-by-line breakdown and sources

Each month	€
Take-home payOECD Taxing Wages 2025, single, no children. Includes central and local income tax and employee social contributions; euro amounts at the ECB average for 2026-08.	€2,768
Rentmedian rent of a whole dwelling · official · Rental bond data · 2026-07-31	− €1,228
Internet€36 · official · One NZ fixed broadband · 2026-09-30	− €36
Mobile plan€37 · official · One NZ Endless Plus · 2026-09-30	− €37
Other everyday billsnot published for this city: public transport pass, utilities	—
Left overbefore the bills this city does not publish	€1,468

Take-home pay for other salaries and households Compare with another city Check a job offer in Ngaio Salary needed to live in Ngaio

Public employment service

No exact public employment office is currently linked to Ngaio. The verified national service may still offer online registration, job search or an official office finder.

Country-level information

Work and Income employment service — Public employment service

Ministry of Social Development, New Zealand

Job Search

Open official service

Open the New Zealand service overview

Country-level service information is not treated as proof of a physical office in Ngaio. Sources checked through 10 Aug 2026.

Safety

How safe is Ngaio?

Police recorded about 5,398 incidents per 100,000 (2025-07/2026-06). This counts all offences, so it is not comparable with a violent-crime-only rate from another source. Source: Victimisations Time and Place — Map export, July 2025 to June 2026¹⁵

Metric	Value	Period	Source
Recorded incidents per 100,000 residents	5,398 incidents per 100,000	30 Jun 2026	Victimisations Time and Place — Map export, July 2025 to June 2026¹⁵Official · county

Mobility and administration

Ngaio's nearest airport was WLG, 9 km away and offered 21 direct destinations.

Metric	Value	Period	Source
Direct destinations from the nearest major airport	21 count	3 Aug 2026	OpenFlights¹⁰Official
Distance to the nearest major airport	9 km	3 Aug 2026	OurAirports¹¹Official
Nearest major airport (IATA code)	WLG	3 Aug 2026	OurAirports¹¹Official

Language courses and integration

No exact city-level course record is currently published for Ngaio. These verified national programmes may still apply; use the official programme page to check local availability.

Country-level information

English Language Teaching — Intensive Literacy and Numeracy Fund — State Language Course

Tertiary Education Commission

For adult migrants, refugees, adult speakers of other languages.

EnglishIn Person, Online, HybridSubsidised

Open official information

New Zealand settlement services — Newcomer Adaptation

Immigration New Zealand

For migrants, refugees, newcomers.

In Person, Online, HybridFree

Open official information

Open the full New Zealand section

National programme information is not treated as proof of a course location in Ngaio.

Find courses near Ngaio

Climate and air quality

Monthly mean temperature moved from 17.8°C in January to 9.8°C in July. Monthly precipitation was 60 mm in January and 109.7 mm in July. Average monthly sunshine totalled 231.8 hours in January and 121 hours in July.

Is the air quality good in Ngaio?

The annual PM2.5 mean is about 5.5 µg/m³ (2024) — above the WHO 2021 guideline of 5 µg/m³ but within the EU limit of 25 µg/m³.

Annual mean at the measuring site(s) serving the city; current-day readings differ.

PM2.5 — annual mean: 5.48 µg/m³ · LAWA Air Quality Dataset (2016–2025), daily PM2.5 observations³

Temperature through the yearAverage daytime high and night-time low, °C

21°15°

20°14°

17°12°

15°10°

13°8°

12°7°

13°8°

14°9°

16°10°

17°11°

20°14°

JFMAMJJASOND

Night-time low to daytime high

Rainfall through the yearAverage monthly precipitation, mm

103

110

JFMAMJJASOND

Sunshine through the yearAverage monthly sunshine, hours

232

211

204

156

133

101

121

148

164

193

212

218

JFMAMJJASOND

hours

Air quality vs health guidelinesAnnual means against WHO 2021 guidelines and EU legal limits

Within WHO 2021 guidelineAbove WHO, within EU limitAbove EU legal limitCity annual mean · µg/m³

PM2.55.5WHO 5 · EU 25

City values from the published air-quality observations. WHO 2021 guidelines and EU limit values are published constants.

PM2.5 across cities in New ZealandAnnual PM2.5 in Ngaio is 5.5 µg/m³. Of 15 cities with data, 3 have annual PM2.5 of 8 to under 9 µg/m³.

5–67–88–99–1010–1111–1215–16

Ngaio 5.5

Annual PM2.5 (µg/m³)

Metric	Value	Period	Source
PM2.5 — annual mean	5.48 µg/m³	31 Dec 2024	LAWA Air Quality Dataset (2016–2025), daily PM2.5 observations³Official · nearest-station reading
Average daytime high by month	Jan 21 · Feb 21.2 · Mar 19.7 · Apr 17.3 · May 15.4 · Jun 13.2 · Jul 12.5 · Aug 13 · Sep 14.4 · Oct 15.8 · Nov 17.4 · Dec 19.6 °C	31 Dec 1991	NOAA National Centers for Environmental Information / WMO⁴Official · nearest-station reading
Average night-time low by month	Jan 14.6 · Feb 14.8 · Mar 13.5 · Apr 11.7 · May 10.1 · Jun 8 · Jul 7.1 · Aug 7.6 · Sep 8.9 · Oct 10.1 · Nov 11.4 · Dec 13.5 °C	31 Dec 1991	NOAA National Centers for Environmental Information / WMO⁵Official · nearest-station reading
Average temperature by month	Jan 17.8 · Feb 18 · Mar 16.6 · Apr 14.5 · May 12.7 · Jun 10.6 · Jul 9.8 · Aug 10.3 · Sep 11.6 · Oct 13 · Nov 14.4 · Dec 16.5 °C	31 Dec 1991	NOAA National Centers for Environmental Information / WMO⁶Official · nearest-station reading
Average precipitation by month	Jan 60 · Feb 60.4 · Mar 66 · Apr 79.8 · May 88.4 · Jun 102.6 · Jul 109.7 · Aug 94.1 · Sep 79.9 · Oct 90.9 · Nov 74.7 · Dec 67.1 mm	31 Dec 1991	NOAA National Centers for Environmental Information / WMO⁷Official · nearest-station reading
Average sunshine by month	Jan 231.8 · Feb 211.4 · Mar 204 · Apr 156.4 · May 133.1 · Jun 101.2 · Jul 121 · Aug 147.8 · Sep 164.4 · Oct 193.3 · Nov 211.7 · Dec 218 hours	31 Dec 1991	NOAA National Centers for Environmental Information / WMO⁸Official · nearest-station reading

Similar climate. In New Zealand: Christchurch ±2.8 °C. Elsewhere: Ventura (United States) ±5.0 °C, Cork (Ireland) ±6.3 °C, Downey (United States) ±6.5 °C, Saanich (Canada) ±7.0 °C, Reims (France) ±7.8 °C. Twenty closest, compared month by month

Monthly highs and lows against the 1991–2020 station normals of the nearest station; ± is the average monthly difference.

Alternatives for people set on Ngaio

Three places for the three reasons people leave a city on the shortlist: stay in the region, stay in the country, or keep the budget and change the country. A percentage appears only where both cities publish that metric from the same source, period and grain. Distances are straight lines — travel times are not collected yet.

Titahi Bay as a Ngaio alternative in the same region

17 km away, better on 1 of 2 metrics measured the same way, worse on 0. Recorded crime, per 100k cannot be compared like for like.

Recorded crime, per 100k: 5,273 Titahi Bay vs 5,398 Ngaiono percentage
Annual PM2.5: 4.9 µg/m³ Titahi Bay vs 5.5 µg/m³ Ngaio−11%
Median gross pay, region: €3,487 Titahi Bay vs €3,487 Ngaiosame level

Full comparison More about Titahi Bay

Cities near Ngaio

Published cities within 25 km, nearest first. Distances are straight-line.

Lower Hutt 12.6 km away

Rent: 1,246 EUR/monthMedian monthly rent · 2026-07-31

Wainuiomata 14.9 km away

Rent: 1,260 EUR/monthMedian monthly rent · 2026-07-31

Porirua 16.8 km away

Rent: 1,344 EUR/monthMedian monthly rent · 2026-07-31

Titahi Bay 17.2 km away

Rent: 1,359 EUR/monthMedian monthly rent · 2026-07-31

How does Ngaio compare?

Pick a city. The answer appears here and the address bar keeps it, so the comparison can be shared; the page stays Ngaio's.

Open the full comparison

Yes — migrants can receive medical care in Ngaio when the national insurance or residence conditions are met.

Healthcare access follows the country-wide insurance rules; local capacity facts remain city data and are not used as proof of eligibility.

Open the official coverage guide

Country rule verified 2026-08-03.

Is Ngaio part of Wellington?

Ngaio is near Wellington, but the collected evidence does not establish that it is administratively part of the hub or an official satellite. It is about 4.3 km away by straight-line distance. Wellington city profile

Relationship type: Nearby Independent Place. Source²²

Common questions

Answered from the published values on this page, each with its source and date.

Is the air quality good in Ngaio?

The annual PM2.5 mean is about 5.5 µg/m³ (2024) — above the WHO 2021 guideline of 5 µg/m³ but within the EU limit of 25 µg/m³. Source: LAWA Air Quality Dataset (2016–2025), daily PM2.5 observations.

How safe is Ngaio?

What is the unemployment rate in Ngaio?

The unemployment rate is 3 % (2023 Census). Source: Estimated resident population at 30 June 2025.

What is the typical salary around Ngaio?

The median gross salary is 3,487 EUR/month. Source: Table 18: LEED measures, by industry (based on ANZSIC06) and region, June 2025 quarter.

Is Ngaio a good place to live?

Ngaio may suit different people for different reasons. The page's profile scores compare published cost, work, housing, safety, healthcare and other available factors; they are a decision aid, not a universal recommendation.

Is Ngaio part of Wellington?

Ngaio is near Wellington, but the collected evidence does not establish that it is administratively part of the hub or an official satellite. It is about 4.3 km away by straight-line distance.

Which cities are near Ngaio?

Karori, Newtown, Lower Hutt, Wainuiomata, Porirua are near Ngaio. Typed relationship labels are shown where published; other rows use straight-line distance from admitted coordinates.

Cite this page

Open a format to select or copy this ImmigrationDB compilation citation. The native disclosure and text fallback work without JavaScript.

APA citation

ImmigrationDB. (2026, October 16). Ngaio, New Zealand: rent, salary, cost of living, jobs [ImmigrationDB compilation; version ce78fc0e22594bbd2cd28139bf041272]. ImmigrationDB. https://immigrationdb.com/cities/nz/ngaio/ Retrieved 2026-10-16. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/

BibTeX citation

@misc{immigrationdb_immigrationdb_ngaio-new-zealand-rent-salary-cost-of-living-jobs_5d9f98d000d4,
  author = {ImmigrationDB},
  title = {Ngaio, New Zealand: rent, salary, cost of living, jobs},
  publisher = {ImmigrationDB},
  year = {2026},
  date = {2026-10-16},
  version = {ce78fc0e22594bbd2cd28139bf041272},
  url = {https://immigrationdb.com/cities/nz/ngaio/},
  note = {Retrieved 2026-10-16. ImmigrationDB compilation. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/},
}

Markdown citation

[Ngaio, New Zealand: rent, salary, cost of living, jobs](https://immigrationdb.com/cities/nz/ngaio/) — ImmigrationDB; ImmigrationDB; version ce78fc0e22594bbd2cd28139bf041272; retrieved 2026-10-16; built 2026-10-16.

This citation identifies the ImmigrationDB compilation/page. Underlying source publishers and datasets retain their own terms; inspect the Sources section and cite those records separately. View the underlying source records.

Sources

JSON Markdown

Coordinate identity evidence services2.arcgis.com · checked 2026-09-06
Estimated resident population at 30 June 2025 tools.summaries.stats.govt.nz · checked 2026-07-16
LAWA Air Quality Dataset (2016–2025), daily PM2.5 observations lawa.org.nz · checked 2026-10-06
NOAA National Centers for Environmental Information / WMO nodc.noaa.gov · checked 2026-08-06
NOAA National Centers for Environmental Information / WMO nodc.noaa.gov · checked 2026-08-06
NOAA National Centers for Environmental Information / WMO nodc.noaa.gov · checked 2026-08-06
NOAA National Centers for Environmental Information / WMO nodc.noaa.gov · checked 2026-08-06
NOAA National Centers for Environmental Information / WMO nodc.noaa.gov · checked 2026-08-06
One NZ fixed broadband one.nz · checked 2026-09-15
OpenFlights raw.githubusercontent.com · checked 2026-08-03

Show 12 more sources

OurAirports davidmegginson.github.io · checked 2026-08-03
Rental bond data — monthly by territorial authority Rental bond data · tenancy.govt.nz · checked 2026-10-06
Table 18: LEED measures, by industry (based on ANZSIC06) and region, June 2025 quarter api.data.stats.govt.nz · checked 2026-10-07
Tenancy Services (MBIE) — Detailed monthly rental bond data by territorial authority (median weekly rent) Tenancy Services (MBIE) · tenancy.govt.nz · checked 2026-09-18
Victimisations Time and Place — Map export, July 2025 to June 2026 Victimisations Time and Place · public.tableau.com · checked 2026-10-05
Coordinate identity evidence wikidata.org · checked 2026-09-06
Coordinate identity evidence wikidata.org · checked 2026-09-06
Coordinate identity evidence wikidata.org · checked 2026-09-06
Coordinate identity evidence wikidata.org · checked 2026-09-06
Coordinate identity evidence wikidata.org · checked 2026-09-06
Coordinate identity evidence wikidata.org · checked 2026-09-06
wikidata.org place coordinates wikidata.org · checked 2026-08-28

Spotted a number that looks wrong? Every value here carries its source and date — tell us what you found and we will re-check it against the source.