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Living in Panama City Beach

The city had 49 schools in 2026. In July 2026, owner occupation was 59.2% and the vacancy rate was 58.9%. Its population was 18,971 in July 2026. There were 415 physicians per 100,000 residents in 2026.

Last checked 2026-09-1931 sources

Population20,375people31 Dec 2025Official source · U.S. Census Bureau, Population Estimates Program
Median gross salary3,288EUR/month31 Dec 2024Community source · Census Reporter ACS 2020-2024 5-year, table B20002 (underlying U.S. Census Bureau ACS)
Median rent1,574EUR/month31 Dec 2024Independent source · Census Reporter mirror of ACS 2024 5-year tables
Unemployment rate5.02%31 Dec 2024Independent source · Census Reporter mirror of ACS 2024 5-year tables
PM2.5, annual mean9.43µg/m³31 Dec 2024Independent source · aqs.epa.gov

Which United States-wide rules apply when you move to Panama City Beach?

National rules stay on the country page instead of being relabelled as city data.

Visa and entry rulesPassport-specific entry and national residence context.BenefitsCountry-wide eligibility and official application routes.Taxes in United StatesNational rates and thresholds that apply in Panama City Beach.Healthcare eligibilityCountry-wide insurance and residence conditions.

Housing and cost

Median gross rent was US$1,791 per month, while the median home value was US$441,300 in July 2026. 59.5% of renter households spent at least 30% of income on housing in July 2026.

What recurs every month2 published recurring costs, € per month
Panama City Beach recurring monthly costs, € per month

€ / month

Internet, 60 Mbps€60
Mobile plan, 10 GB€22
MetricValuePeriodSource
Internet, 60 Mbps unlimited60.38 EUR/month30 Sept 2026Verizon 300 Mbps home internet20Official · national market
Mobile plan, 10 GB21.57 EUR/month30 Sept 2026Visible unlimited mobile plan21Official · national market
Median gross rent$1,791/month4 Jul 2026ACS median gross rent4Official
Households spending over 30% of income on rent59.54 %4 Jul 2026ACS median gross rent4Official
Housing vacancy rate (legacy series)58.91 %4 Jul 2026ACS median gross rent4Official
Property crime per 100,000 residents6,347 per 100,000 people1 Jul 2026FBI CDE/UCR crime statistics11Official
Average monthly rent (whole dwelling)1,692 EUR/month31 Dec 2020ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent)3Official
Median monthly rent1,574 EUR/month31 Dec 2024Census Reporter mirror of ACS 2024 5-year tables25Supplemental estimate · Supplemental context

Is Panama City Beach a good place to live?

There is no universal answer. The profile scores below show who the available published evidence may suit; they are a decision aid, not a personal recommendation.

Try your profile
Remote worker42%strong on work, weak on safety · range 32–52%
Skilled employee51%strong on work, weak on safety · range 42–60%
Student44%strong on education, weak on safety · range 33–55%
Family51%strong on family, weak on cost · range 38–64%
Retirement42%strong on legal route, weak on admin · range 29–55%

Worked out from these numbers

How international is the population?

9.7% of residents hold a foreign nationality — 1,969 of 20,375 people. This counts nationality, not place of birth, so long-settled residents who naturalised are not in it.

Uses a supplemental estimate, so treat it as indicative.

Work and income

Median household income was US$80,941 a year in July 2026.

Unemployment across cities in United StatesUnemployment in Panama City Beach is 5.0%. Of 2,153 cities with data, 1,250 have unemployment of 0 to under 5%.

Unemployment rate (%)

MetricValuePeriodSource
Median household income80,941 USD/year4 Jul 2026ACS total population5Official
Households with cable, fibre or DSL broadband79.44 %4 Jul 2026ACS total population5Official
Households with a broadband subscription94.47 %4 Jul 2026ACS total population5Official
Households with internet but no subscription3.49 %4 Jul 2026ACS total population5Official
Households without internet2.04 %4 Jul 2026ACS total population5Official
Households with satellite internet4.22 %4 Jul 2026ACS total population5Official
Median gross salary3,288 EUR/month31 Dec 2024Census Reporter ACS 2020-2024 5-year, table B20002 (underlying U.S. Census Bureau ACS)24Community estimate · Supplemental context
Median gross salary (regional)3,327 EUR/month31 Dec 2025www.bls.gov22Official
Unemployment rate5.02 %31 Dec 2024Census Reporter mirror of ACS 2024 5-year tables25Supplemental estimate · Supplemental context

What does a salary buy in Panama City Beach?

Take-home pay after tax, minus rent and the everyday bills this city publishes. Each line names its source.

regional median gross pay: €3,327 (US Bureau of Labor Statistics, 2025-12-31).
Left over each month€852of €2,626 take-home
  • Rent
  • Internet
  • Mobile
  • Left over
Line-by-line breakdown and sources
Each month€
Take-home payOECD Taxing Wages 2025, single, no children. Includes central and local income tax and employee social contributions; euro amounts at the ECB average for 2026-08.€2,626
Rentaverage rent of a whole dwelling · official · ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent) · 2020-12-31− €1,692
Internet€60 · official · Verizon 300 Mbps home internet · 2026-09-30− €60
Mobile plan€22 · official · Visible unlimited mobile plan · 2026-09-30− €22
Other everyday billsnot published for this city: public transport pass, utilities—
Left overbefore the bills this city does not publish€852
Take-home pay for other salaries and households Compare with another city Check a job offer in Panama City Beach Salary needed to live in Panama City Beach

Public employment service

No exact public employment office is currently linked to Panama City Beach. The verified national service may still offer online registration, job search or an official office finder.

Country-level information

American Job Centers — Public employment service

U.S. Department of Labor Employment and Training Administration

Job Search
Open official service
Open the United States service overview

Country-level service information is not treated as proof of a physical office in Panama City Beach. Sources checked through 10 Aug 2026.

Family and education

MetricValuePeriodSource
Residents with high school education or higher95.46 %4 Jul 2026ACS median gross rent4Official
Schools49 schools30 Jun 2026NCES CCD public school count13Official
School enrolment, share of residents17.55 %4 Jul 2026ACS median gross rent4Official

Healthcare

MetricValuePeriodSource
Mental health provider ratio13 ratio30 Jun 2026HRSA mental health provider ratio12Official
Primary care doctors per 100,000 residents415 per 100,000 people30 Jun 2026HRSA mental health provider ratio12Official
Preventable hospitalizations2,639 per 100,000 people30 Jun 2026HRSA mental health provider ratio12Official

Yes — migrants can receive medical care in Panama City Beach when the national insurance or residence conditions are met.

Healthcare access follows the country-wide insurance rules; local capacity facts remain city data and are not used as proof of eligibility.

Open the official coverage guide
Country rule verified 2026-08-03.

Safety

Recorded crime across major citiesPanama City Beach highlighted among comparable cities
Recorded crime across major cities with Panama City Beach highlighted

recorded incidents per 100k residents

Philadelphia5,457
Houston5,442
San Antonio5,218
Chicago4,012
Dallas4,010
Austin3,709
San Jose3,195
Fort Worth3,158
Phoenix3,125
New York City3,039
Los Angeles2,212
San Diego2,082
MetricValuePeriodSource
Violent crime per 100,000 residents1,003 per 100,000 people1 Jul 2026FBI CDE/UCR crime statistics11Official

Mobility and administration

MetricValuePeriodSource
Average commute time20.72 minutes4 Jul 2026ACS total population5Official
Workers commuting by bicycle0.09 %4 Jul 2026ACS total population5Official
Workers commuting by public transport0.12 %4 Jul 2026ACS total population5Official
Workers walking to work2.98 %4 Jul 2026ACS total population5Official
Destinations from nearest airport5 count3 Aug 2026OpenFlights17Official
Nearest airportECP3 Aug 2026OurAirports18Official
Distance to nearest airport20 km3 Aug 2026OurAirports18Official

Language courses and integration

No exact city-level course record is currently published for Panama City Beach. These verified national programmes may still apply; use the official programme page to check local availability.

Country-level information

Adult Education and English Language Acquisition (AEFLA) — State Language Course

U.S. Department of Education

For adult learners, adult English-language learners.

EnglishIn Person, Online, HybridCost varies
Open official information

USCIS English and citizenship class finder — Civic Orientation

U.S. Citizenship and Immigration Services

For immigrants, future citizens.

EnglishIn Person, OnlineCost varies
Open official information
Open the full United States section
National programme information is not treated as proof of a course location in Panama City Beach.

Find courses near Panama City Beach

Climate and air quality

Temperature through the yearAverage daytime high and night-time low, °C
Rainfall through the yearAverage monthly precipitation, mm
Air quality vs health guidelinesAnnual means against WHO 2021 guidelines and EU legal limits

City values from the published air-quality observations. WHO 2021 guidelines and EU limit values are published constants.

PM2.5 across cities in United StatesAnnual PM2.5 in Panama City Beach is 9.4 µg/m³. Of 968 cities with data, 261 have annual PM2.5 of 6 to under 7 µg/m³.

Annual PM2.5 (µg/m³)

MetricValuePeriodSource
PM2.5 — annual mean9.43 µg/m³31 Dec 2024aqs.epa.gov23Supplemental estimate · Supplemental context
Average daytime high by monthJan 17.11 · Feb 19.56 · Mar 22.39 · Apr 25.17 · May 29.33 · Jun 31.61 · Jul 32.5 · Aug 32.28 · Sep 31.5 · Oct 27.61 · Nov 22.44 · Dec 18.89 °C31 Dec 1991NOAA National Centers for Environmental Information15Official
Average night-time low by monthJan 7.39 · Feb 8.83 · Mar 11.67 · Apr 15.56 · May 19.67 · Jun 23.06 · Jul 24.44 · Aug 24 · Sep 21.83 · Oct 16.78 · Nov 10.94 · Dec 8.33 °C31 Dec 1991NOAA National Centers for Environmental Information15Official
Average temperature by monthJan 12.22 · Feb 14.17 · Mar 17 · Apr 20.39 · May 24.5 · Jun 27.33 · Jul 28.44 · Aug 28.17 · Sep 26.67 · Oct 22.22 · Nov 16.72 · Dec 13.61 °C31 Dec 1991NOAA National Centers for Environmental Information15Official
Average precipitation by monthJan 121.7 · Feb 125.7 · Mar 127.8 · Apr 103.9 · May 84.07 · Jun 147.8 · Jul 188.2 · Aug 189 · Sep 177.3 · Oct 87.63 · Nov 93.98 · Dec 109.2 mm1991–2020NOAA U.S. Monthly Climate Normals 1991-2020 — station USC00086842 (PANAMA CITY 5N)16Official · nearest-station reading
PM2.5, highest monitored reading32.6 µg/m³1 Jul 2026EPA AirData PM2.5 annual mean10Official source, approximated value · Supplemental context · monitor observation
PM2.5, annual mean9.09 µg/m³1 Jul 2026EPA AirData PM2.5 annual mean10Official source, approximated value · Supplemental context · monitor observation
PM2.5 monitoring sites2 monitors1 Jul 2026EPA AirData PM2.5 annual mean10Official source, approximated value · Supplemental context · monitor observation
Annual precipitation1,288 mm30 Jun 2026NOAA GHCN-Daily climate normals14Official source, approximated value · Supplemental context · station observation
Maximum July temperature28.99 °C30 Jun 2026NOAA GHCN-Daily climate normals14Official source, approximated value · Supplemental context · station observation
Average annual temperature21.89 °C30 Jun 2026NOAA GHCN-Daily climate normals14Official source, approximated value · Supplemental context · station observation
Minimum January temperature14.64 °C30 Jun 2026NOAA GHCN-Daily climate normals14Official source, approximated value · Supplemental context · station observation

Similar climate. In United States: Houston ±0.8 °C. Elsewhere: Chikushino-shi (Japan) ±3.5 °C, Chikushino (Japan) ±3.5 °C, Itoshima (Japan) ±3.5 °C, Kasuga (Japan) ±3.5 °C, Ōnojō (Japan) ±3.5 °C. Twenty closest, compared month by month

Monthly highs and lows against the 1991–2020 station normals of the nearest station; ± is the average monthly difference.

Population and city profile

Foreign residents and their share come from different publications that count different groups (for example citizens of another country, or people born abroad, or of foreign origin), so 1,969 is not 6.4% of the population. Each row names its source.

Who lives hereResidents by nationality, % of population

Calculated from the population and foreign-resident facts on this page.

MetricValuePeriodSource
Foreign-resident share6.39 %31 Dec 2020Census Reporter (underlying U.S. Census ACS)8Official
Foreign residents1,969 people31 Dec 2024Census Reporter mirror of ACS 2024 5-year tables25Supplemental estimate · Supplemental context
Population density407.4 people/km²31 Dec 2025Census Reporter / U.S. Census Bureau9Official
Population20,375 people31 Dec 2025U.S. Census Bureau, Population Estimates Program19Official

Additional context

MetricValuePeriodSource
Median home value441,300 USD4 Jul 2026ACS median gross rent4Official
Owner-occupied homes59.22 %4 Jul 2026ACS median gross rent4Official
Labour force participation rate67.36 %4 Jul 2026ACS total population5Official
Residents born abroad10.38 %4 Jul 2026ACS total population5Official
Naturalized citizens, share of residents3.99 %4 Jul 2026ACS total population5Official
Non-citizens, share of residents6.39 %4 Jul 2026ACS total population5Official
Flu vaccination coverage55.7 %30 Jun 2026CDC BRFSS flu vaccination coverage6Official
Mammography screening coverage74.1 %30 Jun 2026CDC mammography screening rate7Official
Residents without health insurance14.36 %4 Jul 2026ACS median gross rent4Official
Residents with a bachelor's degree or higher38.04 %4 Jul 2026ACS median gross rent4Official
Crime reporting agencies1 agencies1 Jul 2026FBI CDE/UCR crime statistics11Official
Households with a vehicle available95.51 %4 Jul 2026ACS median gross rent4Official
Public transport agencies in the National Transit Database0 agencies4 Jul 2026ACS total population5Official
Workers aged 16 and over10,262 workers4 Jul 2026ACS total population5Official
Workers mainly working from home13.17 %4 Jul 2026ACS total population5Official
Households using cellular data plans90.06 %4 Jul 2026ACS total population5Official

Alternatives for people set on Panama City Beach

Three places for the three reasons people leave a city on the shortlist: stay in the region, stay in the country, or keep the budget and change the country. A percentage appears only where both cities publish that metric from the same source, period and grain. Distances are straight lines — travel times are not collected yet.

Lynn Haven as a Panama City Beach alternative in the same region

17 km away, better on 2 of 6 metrics measured the same way, worse on 1.

  • Unemployment: 3.4% Lynn Haven vs 5.0% Panama City Beach−32%
  • Median gross pay, city: €3,166 Lynn Haven vs €3,288 Panama City Beach−4%
  • Residents: 22,479 Lynn Haven vs 20,375 Panama City Beach+10%
  • Nearest airport: 19.0 km Lynn Haven vs 20.0 km Panama City Beach−5%
  • Foreign residents: 6.5% Lynn Haven vs 6.4% Panama City Beachsame level
  • Median gross pay, region: €3,327 Lynn Haven vs €3,327 Panama City Beachsame level
Full comparisonMore about Lynn Haven

Plainfield as a Panama City Beach alternative in the same country

A move, not a commute, at 1290 km, better on 4 of 6 metrics measured the same way, worse on 1.

  • Median gross pay, city: €4,830 Plainfield vs €3,288 Panama City Beach+47%
  • Residents: 50,043 Plainfield vs 20,375 Panama City Beach+146%
  • Median gross pay, region: €4,043 Plainfield vs €3,327 Panama City Beach+22%
  • Unemployment: 3.8% Plainfield vs 5.0% Panama City Beach−25%
  • Nearest airport: 9.0 km Plainfield vs 20.0 km Panama City Beach−55%
  • Foreign residents: 6.1% Plainfield vs 6.4% Panama City Beach−4%
Full comparisonMore about Plainfield

Cities near Panama City Beach

Published cities within 25 km, nearest first. Distances are straight-line.

Upper Grand Lagoon 4.3 km away
Rent
1,540 EUR/monthMedian monthly rent · 2020-12-31
Salary
3,260 EUR/monthMedian gross salary · 2020-12-31

Alternative cities in United States

Other cities in United States to compare with Panama City Beach, nearest in population first.

All United States cities
Conyers20,377 residentsPunta Gorda20,383 residentsNorth Druid Hills20,385 residentsGolden20,390 residentsRed Oak20,394 residentsSand Springs20,397 residents

How does Panama City Beach compare?

Pick a city. The answer appears here and the address bar keeps it, so the comparison can be shared; the page stays Panama City Beach's.

Open the full comparison

Put Panama City Beach's key facts on your site — a card with this page's figures and a link back, free under CC BY 4.0.

Common questions

Answered from the published values on this page, each with its source and date.

What is the typical salary around Panama City Beach?

The median gross salary is 3,327 EUR/month. Source: www.bls.gov.

What is the unemployment rate in Panama City Beach?

The unemployment rate is 5.02 %. This is a supplemental estimate, not an official municipal measurement. Source: Census Reporter mirror of ACS 2024 5-year tables.

Is the air quality good in Panama City Beach?

The annual PM2.5 mean is 9.43 µg/m³. The WHO 2021 guideline is 5 µg/m³ and the EU limit value is 25 µg/m³, so this reading is above the WHO guideline but within the EU limit. This is a supplemental estimate, not an official municipal measurement. Source: aqs.epa.gov.

How many people live in Panama City Beach?

The published population is 20,375 people. Source: U.S. Census Bureau, Population Estimates Program.

How many foreign residents live in Panama City Beach?

1,969 residents hold a foreign nationality. This is a supplemental estimate, not an official municipal measurement. Source: Census Reporter mirror of ACS 2024 5-year tables.

Is Panama City Beach a good place to live?

Panama City Beach may suit different people for different reasons. The page's profile scores compare published cost, work, housing, safety, healthcare and other available factors; they are a decision aid, not a universal recommendation.

Which cities are near Panama City Beach?

Upper Grand Lagoon, Panama City, Lynn Haven, Springfield, Callaway are near Panama City Beach. Typed relationship labels are shown where published; other rows use straight-line distance from admitted coordinates.

Cite this page

Open a format to select or copy this ImmigrationDB compilation citation. The native disclosure and text fallback work without JavaScript.

APA citation
ImmigrationDB. (2026, October 16). Panama City Beach, United States: population, rent, salary [ImmigrationDB compilation; version 5eea3e48961e42da2b56f8d467aad7e0]. ImmigrationDB. https://immigrationdb.com/cities/us/panama-city-beach/ Retrieved 2026-10-16. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/
BibTeX citation
@misc{immigrationdb_immigrationdb_panama-city-beach-united-states-population-rent-salary_dc49291f8688,
  author = {ImmigrationDB},
  title = {Panama City Beach, United States: population, rent, salary},
  publisher = {ImmigrationDB},
  year = {2026},
  date = {2026-10-16},
  version = {5eea3e48961e42da2b56f8d467aad7e0},
  url = {https://immigrationdb.com/cities/us/panama-city-beach/},
  note = {Retrieved 2026-10-16. ImmigrationDB compilation. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/},
}
Markdown citation
[Panama City Beach, United States: population, rent, salary](https://immigrationdb.com/cities/us/panama-city-beach/) — ImmigrationDB; ImmigrationDB; version 5eea3e48961e42da2b56f8d467aad7e0; retrieved 2026-10-16; built 2026-10-16.

This citation identifies the ImmigrationDB compilation/page. Underlying source publishers and datasets retain their own terms; inspect the Sources section and cite those records separately. View the underlying source records.

Sources

JSON Markdown
  1. 2024 American Community Survey 5-year detailed tables api.census.gov · checked 2026-10-04
  2. ACS 2020-2024 5-year table-based Summary File, table B25064 (Median Gross Rent), place records www2.census.gov · checked 2026-09-18
  3. ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent) www2.census.gov · checked 2026-09-19
  4. ACS median gross rent api.censusreporter.org · checked 2026-07-04
  5. ACS total population api.censusreporter.org · checked 2026-07-04
  6. CDC BRFSS flu vaccination coverage data.cdc.gov · checked 2026-06-30
  7. CDC mammography screening rate data.cdc.gov · checked 2026-06-30
  8. Census Reporter (underlying U.S. Census ACS) api.censusreporter.org · checked 2026-08-03
  9. Census Reporter / U.S. Census Bureau api.censusreporter.org · checked 2026-08-03
  10. EPA AirData PM2.5 annual mean aqs.epa.gov · checked 2026-07-01
Show 21 more sources
  1. FBI CDE/UCR crime statistics cde.ucr.cjis.gov · checked 2026-07-01
  2. HRSA mental health provider ratio data.hrsa.gov · checked 2026-06-30
  3. NCES CCD public school count nces.ed.gov · checked 2026-06-30
  4. NOAA GHCN-Daily climate normals ncei.noaa.gov · checked 2026-06-30
  5. NOAA National Centers for Environmental Information ncei.noaa.gov · checked 2026-08-03
  6. NOAA U.S. Monthly Climate Normals 1991-2020 — station USC00086842 (PANAMA CITY 5N) NOAA U.S. Monthly Climate Normals 1991-2020 · ncei.noaa.gov · checked 2026-07-31
  7. OpenFlights raw.githubusercontent.com · checked 2026-08-03
  8. OurAirports davidmegginson.github.io · checked 2026-08-03
  9. U.S. Census Bureau, Population Estimates Program www2.census.gov · checked 2026-08-03
  10. Verizon 300 Mbps home internet verizon.com · checked 2026-09-15
  11. Visible unlimited mobile plan visible.com · checked 2026-09-15
  12. www.bls.gov bls.gov · checked 2026-08-27
  13. aqs.epa.gov aqs.epa.gov · checked 2026-08-26
  14. Census Reporter ACS 2020-2024 5-year, table B20002 (underlying U.S. Census Bureau ACS) api.censusreporter.org · checked 2026-09-11
  15. Census Reporter mirror of ACS 2024 5-year tables api.censusreporter.org · checked 2026-07-26
  16. Coordinate identity evidence wikidata.org · checked 2026-09-06
  17. Coordinate identity evidence wikidata.org · checked 2026-09-06
  18. Coordinate identity evidence wikidata.org · checked 2026-09-06
  19. Coordinate identity evidence wikidata.org · checked 2026-09-06
  20. Coordinate identity evidence wikidata.org · checked 2026-09-06
  21. Coordinate identity evidence wikidata.org · checked 2026-09-06

Spotted a number that looks wrong? Every value here carries its source and date — tell us what you found and we will re-check it against the source.