Living in Kempsey

In Kempsey, the median rent tenants pay is €784 a month (2021) and unemployment is 6.4% (2026).

Median rent was A$285 per week, and median monthly mortgage repayment was A$1,300 in August 2021.

Last checked 2026-10-077 sources

Population (built-up area)15,654people31 Dec 2021Official source · Australian Bureau of Statistics

Median gross salary (region)1,457EUR/month31 Dec 2021Official source · www.abs.gov.au

Median rent784.2EUR/month31 Dec 2021Official source · 2021 Census General Community Profile, SUA, G02

Unemployment rate6.4%country median 4.5% — 42% aboveIndependent source · DEWR — Small Area Labour Markets, smoothed unemployment rate by LGA, March quarter 2026

Which Australia-wide rules apply when you move to Kempsey?

National rules stay on the country page instead of being relabelled as city data.

Visa and entry rulesPassport-specific entry and national residence context.BenefitsCountry-wide eligibility and official application routes.Taxes in AustraliaNational rates and thresholds that apply in Kempsey.Healthcare eligibilityCountry-wide insurance and residence conditions.

Housing and cost

What recurs every month2 published recurring costs, € per month

€ / month

Internet, 60 Mbps€70

Mobile plan, 10 GB€46

Metric	Value	Period	Source
Internet, 60 Mbps unlimited	69.92 EUR/month	31 Jul 2026	Telstra nbn100⁴Official · national market
Mobile plan, 10 GB	45.79 EUR/month	31 Jul 2026	Telstra Upfront Basic⁵Official · national market
Dwellings	5,767 dwellings	31 Dec 2021	Australian Bureau of Statistics¹Official
Main residence dwellings	5,347 dwellings	31 Dec 2021	Australian Bureau of Statistics¹Official
Median weekly rent (AUD)	285 AUD/week	10 Aug 2021	2021 Census General Community Profile — Significant Urban Areas, Australia¹Official
Median monthly rent	784.2 EUR/month	31 Dec 2021	2021 Census General Community Profile, SUA, G02¹Official
Median monthly rent (whole dwelling)	784.2 EUR/month	31 Dec 2021	2021 Census General Community Profile, SUA, G02¹Official

Is Kempsey a good place to live?

There is no universal answer. The profile scores below show who the available published evidence may suit; they are a decision aid, not a personal recommendation.

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Remote worker43%strong on work, weak on air quality · range 33–53%

Skilled employee48%strong on legal route, weak on safety · range 40–56%

Student20%strong on cost, weak on safety · range 12–28%

Family43%strong on family, weak on safety · range 34–52%

Retirement55%strong on legal route, weak on admin · range 42–68%

Work and income

The unemployment rate was 6.4% in March 2026. Median personal income was A$542 per week in August 2021. Median household income was A$1,081 per week in August 2021.

Unemployment across cities in AustraliaUnemployment in Kempsey is 6.4%. Of 100 cities with data, 32 have unemployment of 4 to under 5%.

1–22–33–44–55–66–77–88–99–1013–14

Kempsey 6.4%

Unemployment rate (%)

Metric	Value	Period	Source
People in full-time employment	2,667 people	31 Dec 2021	Australian Bureau of Statistics¹Official
Employment rate	39.7 %	31 Dec 2021	Australian Bureau of Statistics¹Official
Median household income (AUD/week)	1,081 AUD/week	10 Aug 2021	2021 Census General Community Profile — Significant Urban Areas, Australia¹Official
Median personal income (AUD/week)	542 AUD/week	10 Aug 2021	2021 Census General Community Profile — Significant Urban Areas, Australia¹Official
Median gross salary (regional)	1,457 EUR/month	31 Dec 2021	www.abs.gov.au⁶Official
Unemployment rate	6.4 %country median 4.5%	31 Mar 2026	DEWR — Small Area Labour Markets, smoothed unemployment rate by LGA, March quarter 2026⁷Independent

What does a salary buy in Kempsey?

Take-home pay after tax, minus rent and the everyday bills this city publishes. Each line names its source.

Left over each month€0of €0 take-home

Rent
Internet
Mobile

Line-by-line breakdown and sources

Each month	€
Take-home payOECD Taxing Wages 2025, single, no children. Includes central and local income tax and employee social contributions; euro amounts at the ECB average for 2026-08.	outside the model's range
Rentmedian rent of a whole dwelling · official · 2021 Census General Community Profile, SUA, G02 · 2021-12-31	− €784
Internet€70 · official · Telstra nbn100 · 2026-07-31	− €70
Mobile plan€46 · official · Telstra Upfront Basic · 2026-07-31	− €46
Other everyday billsnot published for this city: public transport pass, utilities	—
Left overbefore the bills this city does not publish	—

Take-home pay for other salaries and households Compare with another city Check a job offer in Kempsey Salary needed to live in Kempsey

Public employment service

No exact public employment office is currently linked to Kempsey. The verified national service may still offer online registration, job search or an official office finder.

Country-level information

Workforce Australia — Public employment service

Australian Government Department of Employment and Workplace Relations

Job Search

Open official service

Open the Australia service overview

Country-level service information is not treated as proof of a physical office in Kempsey. Sources checked through 11 Aug 2026.

Family and education

Metric	Value	Period	Source
People who speak a language other than English at home	2.94 %	10 Aug 2021	2021 Census General Community Profile — Significant Urban Areas, Australia¹Official

Language courses and integration

No exact city-level course record is currently published for Kempsey. These verified national programmes may still apply; use the official programme page to check local availability.

Country-level information

Adult Migrant English Program (AMEP) — State Language Course

Australian Government Department of Home Affairs

For eligible migrants, humanitarian entrants.

EnglishIn Person, Online, HybridFree

Open official information

Humanitarian Settlement Program (HSP) — Newcomer Adaptation

Australian Government Department of Home Affairs

For humanitarian entrants.

In Person, HybridFree

Open official information

Open the full Australia section

National programme information is not treated as proof of a course location in Kempsey.

Find courses near Kempsey

Population and city profile

The city covered 195.2 km² in 2021. Population density was 83 people per km² in 2025.

Metric	Value	Period	Source
City area	195.2 km²	31 Dec 2021	Official ASGS2016 SUA area from ABS ArcGIS attributes, area albers sqkm. Exact queue geography; not GCCSA or LGA.²Official
Foreign-resident share	6.57 %	31 Dec 2021	2021 Census General Community Profile DataPacks — Significant Urban Areas, Australia¹Official
Foreign residents	1,028 people	31 Dec 2021	2021 Census General Community Profile DataPacks — Significant Urban Areas, Australia¹Official
Population (built-up area)	15,654 people	31 Dec 2021	Australian Bureau of Statistics¹Official
Population density	83.38 people/km²	31 Dec 2025	Reproducible exact-ASGS2016-SUA density: ABS ERP at 30 June 2021 divided by ABS ASGS2016 SUA area. Existing local population baseline is only a recovered cross-check; no GCCSA/LGA observation.³Official
Female residents	7,780 people	31 Dec 2021	Australian Bureau of Statistics¹Official
Male residents	7,877 people	31 Dec 2021	Australian Bureau of Statistics¹Official

International community in Kempsey

Named groups from exact city-grain official distributions. Citizenship, birthplace, language and ancestry answer different questions and stay separate.

Country of birth

Persons usually resident in the ABS Significant Urban Area; 2021 Census G01 total persons denominator · 2021 Census

Published group	People	Share
Total persons	15,654	100.0%
Australia	13,215	84.4%
Elsewhere (excludes country of birth not stated)	1,026	6.6%

Largest published groups; zero-count groups are omitted. Dimensions are source-native and are never merged. Official source¹

Country of birth

Persons usually resident in the ABS Significant Urban Area; 2021 Census G09 PERSONS total across age groups and sex · 2021 Census

Published group	People	Share
Total	15,654	100.0%
Australia	13,215	84.4%
Country of birth not stated	1,411	9.0%
England	248	1.6%
New Zealand	113	0.7%
Philippines	104	0.7%
Born elsewhere(d)	86	0.5%
India	56	0.4%
Germany	55	0.4%
China (excludes SARs and Taiwan)(c)	43	0.3%
Scotland	23	0.1%

Show 32 more groups

Published group	People	Share
Thailand	21	0.1%
Netherlands	19	0.1%
Canada	18	0.1%
Fiji	18	0.1%
United States of America	18	0.1%
Vietnam	17	0.1%
Malta	13	0.1%
Papua New Guinea	12	0.1%
Iraq	11	0.1%
Lebanon	11	0.1%
Nepal	11	0.1%
South Africa	11	0.1%
Cambodia	10	0.1%
Malaysia	10	0.1%
Ireland	9	0.1%
France	8	0.1%
Indonesia	8	0.1%
Italy	8	0.1%
Taiwan	7	0.0%
Wales	6	0.0%
Zimbabwe	6	0.0%
Greece	5	0.0%
Iran	5	0.0%
Sri Lanka	5	0.0%
Korea, Republic of (South)	4	0.0%
Brazil	3	0.0%
Chile	3	0.0%
Hong Kong (SAR of China)(c)	3	0.0%
Mauritius	3	0.0%
Poland	3	0.0%
Samoa	3	0.0%
Turkey	3	0.0%

Largest published groups; zero-count groups are omitted. Dimensions are source-native and are never merged. Official source¹

Citizenship

Persons usually resident in the ABS Significant Urban Area; 2021 Census G01 total persons denominator · 2021 Census

Published group	People	Share
Total persons	15,654	100.0%
Australian citizen	13,418	85.7%

Largest published groups; zero-count groups are omitted. Dimensions are source-native and are never merged. Official source¹

Additional context

Metric	Value	Period	Source
Residents born abroad	6.55 %	10 Aug 2021	2021 Census General Community Profile — Significant Urban Areas, Australia¹Official
Households	5,347 households	31 Dec 2021	Australian Bureau of Statistics¹Official
Labour force participation rate	43.4 %	31 Dec 2021	Australian Bureau of Statistics¹Official
Median age	42 years	10 Aug 2021	2021 Census General Community Profile — Significant Urban Areas, Australia¹Official
Median monthly mortgage repayment (AUD)	1,300 AUD/month	10 Aug 2021	2021 Census General Community Profile — Significant Urban Areas, Australia¹Official

Alternatives for people set on Kempsey

Three places for the three reasons people leave a city on the shortlist: stay in the region, stay in the country, or keep the budget and change the country. A percentage appears only where both cities publish that metric from the same source, period and grain. Distances are straight lines — travel times are not collected yet.

Wagga Wagga as a Kempsey alternative in the same country

Better on 3 of 3 metrics measured the same way, worse on 0.

Median gross pay, region: €2,188 Wagga Wagga vs €1,457 Kempsey+50%
Unemployment: 3.6% Wagga Wagga vs 6.4% Kempsey−44%
Foreign residents: 11.9% Wagga Wagga vs 6.6% Kempsey+81%

Full comparison More about Wagga Wagga

Alternative cities in Australia

Other cities in Australia to compare with Kempsey, nearest in population first.

All Australia cities

Bairnsdale15,684 residents Warwick15,525 residents Sale15,301 residents Port Hedland15,298 residents Ulverstone15,086 residents Port Lincoln16,307 residents

How does Kempsey compare?

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Yes — migrants can receive medical care in Kempsey when the national insurance or residence conditions are met.

Healthcare access follows the country-wide insurance rules; local capacity facts remain city data and are not used as proof of eligibility.

Open the official coverage guide

Country rule verified 2026-08-03.

Put Kempsey's key facts on your site — a card with this page's figures and a link back, free under CC BY 4.0.

Common questions

Answered from the published values on this page, each with its source and date.

What is the typical salary around Kempsey?

The median gross salary is 1,457 EUR/month. Source: www.abs.gov.au.

What is the unemployment rate in Kempsey?

The unemployment rate is 6.4 %. Source: DEWR — Small Area Labour Markets, smoothed unemployment rate by LGA, March quarter 2026.

How many foreign residents live in Kempsey?

1,028 residents hold a foreign nationality. Source: 2021 Census General Community Profile DataPacks — Significant Urban Areas, Australia.

Is Kempsey a good place to live?

Kempsey may suit different people for different reasons. The page's profile scores compare published cost, work, housing, safety, healthcare and other available factors; they are a decision aid, not a universal recommendation.

How many people born in Australia live in Kempsey?

The official country of birth distribution records 13,215 people (84.4%) in the source-defined population for 2021 Census. This is a country of birth measure, not a general estimate of ethnicity or migration status.

Cite this page

Open a format to select or copy this ImmigrationDB compilation citation. The native disclosure and text fallback work without JavaScript.

APA citation

ImmigrationDB. (2026, October 16). Kempsey, Australia: population, rent, salary, cost of living [ImmigrationDB compilation; version cf9155f526019076579046927b8ebdb8]. ImmigrationDB. https://immigrationdb.com/cities/au/kempsey/ Retrieved 2026-10-16. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/

BibTeX citation

@misc{immigrationdb_immigrationdb_kempsey-australia-population-rent-salary-cost-of-living_35d7282c3bfe,
  author = {ImmigrationDB},
  title = {Kempsey, Australia: population, rent, salary, cost of living},
  publisher = {ImmigrationDB},
  year = {2026},
  date = {2026-10-16},
  version = {cf9155f526019076579046927b8ebdb8},
  url = {https://immigrationdb.com/cities/au/kempsey/},
  note = {Retrieved 2026-10-16. ImmigrationDB compilation. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/},
}

Markdown citation

[Kempsey, Australia: population, rent, salary, cost of living](https://immigrationdb.com/cities/au/kempsey/) — ImmigrationDB; ImmigrationDB; version cf9155f526019076579046927b8ebdb8; retrieved 2026-10-16; built 2026-10-16.

This citation identifies the ImmigrationDB compilation/page. Underlying source publishers and datasets retain their own terms; inspect the Sources section and cite those records separately. View the underlying source records.

Sources

JSON Markdown

2021 Census General Community Profile DataPacks — Significant Urban Areas, Australia 2021 Census General Community Profile DataPacks · abs.gov.au · checked 2026-09-25
Official ASGS2016 SUA area from ABS ArcGIS attributes, area albers sqkm. Exact queue geography; not GCCSA or LGA. geo.abs.gov.au · checked 2016-07-01
Reproducible exact-ASGS2016-SUA density: ABS ERP at 30 June 2021 divided by ABS ASGS2016 SUA area. Existing local population baseline is only a recovered cross-check; no GCCSA/LGA observation. abs.gov.au · checked 2021-06-30
Telstra nbn100 telstra.com.au · checked 2026-09-15
Telstra Upfront Basic telstra.com.au · checked 2026-09-15
www.abs.gov.au abs.gov.au · checked 2026-08-27
DEWR — Small Area Labour Markets, smoothed unemployment rate by LGA, March quarter 2026 DEWR · dewr.gov.au · checked 2026-07-26

Spotted a number that looks wrong? Every value here carries its source and date — tell us what you found and we will re-check it against the source.