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Living in Waterloo

Waterloo is a city in the United States. There were 371 physicians per 100,000 residents in 2026. Waterloo had a population of 67,008 in July 2026. In July 2026, median household income was US$57,480 a year.

Which United States-wide rules apply when you move to Waterloo?

National rules stay on the country page instead of being relabelled as city data.

Visa and entry rulesPassport-specific entry and national residence context.BenefitsCountry-wide eligibility and official application routes.Taxes in United StatesNational rates and thresholds that apply in Waterloo.Healthcare eligibilityCountry-wide insurance and residence conditions.

Housing and cost

Median gross rent was US$923 per month, while the median home value was US$152,600 in July 2026. Owner occupation was 62.1%, and the vacancy rate was 8.9% in July 2026. 45.4% of renter households spent at least 30% of income on housing in July 2026.

What recurs every month5 published recurring costs, € per month
Waterloo recurring monthly costs, € per month€1512Private kindergarten€174Utilities, 85 m² flat€52Internet, 60 Mbps€43Mobile plan, 10 GB€34Fitness club€ / month

Supplemental estimate lane; these items are not official statistics.

MetricValuePeriodSource
Fitness club membership, monthly33.96 EUR/month31 Dec 2025Numbeo - Cost of Living in Waterloo (Wayback Machine capture 20251211022302)23Supplemental estimate · Supplemental context
Internet, 60 Mbps unlimited52.24 EUR/month31 Dec 2025Numbeo - Cost of Living in Waterloo (Wayback Machine capture 20251211022302)23Supplemental estimate · Supplemental context
Private kindergarten, monthly1,512 EUR/month31 Dec 2025Numbeo - Cost of Living in Waterloo (Wayback Machine capture 20251211022302)23Supplemental estimate · Supplemental context
Mobile plan, 10 GB42.81 EUR/month31 Dec 2025Numbeo - Cost of Living in Waterloo (Wayback Machine capture 20251211022302)23Supplemental estimate · Supplemental context
Basic utilities, 85 m² home174.1 EUR/month31 Dec 2025Numbeo - Cost of Living in Waterloo (Wayback Machine capture 20251211022302)23Supplemental estimate · Supplemental context
G02 Median Gross Rent Usd$923/month4 Jul 2026ACS median owner-occupied home value1Official
Households spending over 30% of income on rent45.37 %4 Jul 2026ACS median owner-occupied home value1Official
G02 Vacancy Rate Pct8.9 %4 Jul 2026ACS median owner-occupied home value1Official
Property crime per 100,000 residents2,484 per 100,000 people1 Jul 2026FBI CDE/UCR crime statistics8Official
Median monthly rent811.3 EUR/month31 Dec 2024Census Reporter mirror of ACS 2024 5-year tables22Supplemental estimate · Supplemental context
Safety City Property Crime Count1,714 offenses/year31 Dec 2025FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip)9Official

Worked out from these numbers

How international is the population?

10.1% of residents hold a foreign nationality — 6,778 people of 66,919 people. This counts nationality, not place of birth, so long-settled residents who naturalised are not in it.

Uses a supplemental estimate, so treat it as indicative.

Work and income

Unemployment across cities in United StatesUnemployment in Waterloo is 5.3%. Of 2,065 cities with data, 1,200 have unemployment of 0 to under 5%.
unemployment rate, % · measured cities in United States per band1200 cities: 0% to under 5%12000–5742 cities: 5% to under 10%7425–10Waterloo 5.3%95 cities: 10% to under 15%9510–1525 cities: 15% to under 20%2515–202 cities: 20% to under 25%220–251 city: 25% to under 30%125–30

Unemployment rate (%)

MetricValuePeriodSource
G03 Median Household Income Usd57,480 USD/year4 Jul 2026ACS total population2Official
G10 Broadband Cable Fiber Dsl Pct68.13 %4 Jul 2026ACS total population2Official
G10 Broadband Subscription Pct87.23 %4 Jul 2026ACS total population2Official
G10 Internet Without Subscription Pct3.22 %4 Jul 2026ACS total population2Official
G10 No Internet Pct9.26 %4 Jul 2026ACS total population2Official
G10 Satellite Internet Pct4.85 %4 Jul 2026ACS total population2Official
Median gross salary2,859 EUR/month31 Dec 2024Census Reporter ACS 2020-2024 5-year, table B20002 (underlying U.S. Census Bureau ACS)21Community estimate · Supplemental context
Median gross salary (regional)3,353 EUR/month31 Dec 2025www.bls.gov19Official
Unemployment rate5.27 %31 Dec 2024Census Reporter mirror of ACS 2024 5-year tables22Supplemental estimate · Supplemental context

Public employment service

No exact public employment office is currently linked to Waterloo. The verified national service may still offer online registration, job search or an official office finder.

Country-level information

American Job Centers — Public employment service

U.S. Department of Labor Employment and Training Administration

Job Search
Open official service
Open the United States service overview

Country-level service information is not treated as proof of a physical office in Waterloo. Sources checked through 10 Aug 2026.

Family and education

MetricValuePeriodSource
G07 High School Or Higher Share Pct89.62 %4 Jul 2026ACS median owner-occupied home value1Official
Schools31 schools30 Jun 2026NCES CCD public school count12Official source, approximated value · Supplemental context · school district
G07 School Enrollment Share Pct22.05 %4 Jul 2026ACS median owner-occupied home value1Official

Healthcare

MetricValuePeriodSource
G06 Mental Health Provider Ratio4 ratio30 Jun 2026HRSA mental health provider ratio11Official
Physicians per 100,000 residents371 per 100,000 people30 Jun 2026HRSA mental health provider ratio11Official
G06 Preventable Hospitalization Rate2,324 per 100,000 people30 Jun 2026HRSA mental health provider ratio11Official

Yes — migrants can receive medical care in Waterloo when the national insurance or residence conditions are met.

Healthcare access follows the country-wide insurance rules; local capacity facts remain city data and are not used as proof of eligibility.

Open the official coverage guide
Country rule verified 2026-08-03.

Safety

Recorded crime across major citiesWaterloo highlighted among comparable cities
Recorded crime across major cities with Waterloo highlighted5,457Philadelphia5,442Houston5,218San Antonio4,012Chicago4,010Dallas3,709Austin3,158Fort Worth3,125Phoenix3,039New York2,921Waterloo2,212Los Angeles2,082San Diegorecorded incidents per 100k residents
MetricValuePeriodSource
Recorded incidents per 100,000 residents2,921 offences per 100,000country median 1,58931 Dec 2024FBI Crime Data Explorer / Uniform Crime Reporting10Official
Violent crime per 100,000 residents451.8 per 100,000 people1 Jul 2026FBI CDE/UCR crime statistics8Official
Safety City Violent Crime Count317 offenses/year31 Dec 2025FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip)9Official

Mobility and administration

MetricValuePeriodSource
G05 Commute15.86 minutes4 Jul 2026ACS total population2Official
G09 Bicycle Commute Share Pct0.51 %4 Jul 2026ACS total population2Official
G09 Transit Commute Share Pct0.43 %4 Jul 2026ACS total population2Official
G09 Walk Commute Share Pct1.56 %4 Jul 2026ACS total population2Official
Destinations from nearest airport1 count3 Aug 2026OpenFlights15Official
Nearest airportALO3 Aug 2026OurAirports16Official
Distance to nearest airport9 km3 Aug 2026OurAirports16Official

Language courses and integration

No exact city-level course record is currently published for Waterloo. These verified national programmes may still apply; use the official programme page to check local availability.

Country-level information

Adult Education and English Language Acquisition (AEFLA) — State Language Course

U.S. Department of Education

For adult learners, adult English-language learners.

EnglishIn Person, Online, Hybridvaries
Open official information

USCIS English and citizenship class finder — Civic Orientation

U.S. Citizenship and Immigration Services

For immigrants, future citizens.

EnglishIn Person, Onlinevaries
Open official information
Open the full United States section
National programme information is not treated as proof of a course location in Waterloo.

Climate and air quality

Temperature through the yearAverage daytime high and night-time low, °C
Waterloo average monthly daytime high and night-time low temperature, °C-20°-10°0°10°20°30°JFMAMJJASOND29°-12°Daytime highNight-time low
Rainfall through the yearAverage monthly precipitation, mm
Waterloo average monthly precipitation, mm0408012016028295010311714511010680704737JFMAMJJASONDmm
Air quality vs health guidelinesAnnual means against WHO 2021 guidelines and EU legal limits
Waterloo annual air pollutant levels against WHO 2021 guidelines and EU legal limitsCity valueWHO guidelineEU limit5256.5PM2.5µg/m³

City values from the published air-quality observations. WHO 2021 guidelines and EU limit values are published constants.

PM2.5 across cities in United StatesAnnual PM2.5 in Waterloo is 6.5 µg/m³. Of 968 cities with data, 262 have annual PM2.5 of 6 to under 7 µg/m³.
annual PM2.5, µg/m³ · measured cities in United States per band1 city: 1 µg/m³ to under 2 µg/m³11–22 cities: 2 µg/m³ to under 3 µg/m³22–331 cities: 3 µg/m³ to under 4 µg/m³313–451 cities: 4 µg/m³ to under 5 µg/m³514–5135 cities: 5 µg/m³ to under 6 µg/m³1355–6262 cities: 6 µg/m³ to under 7 µg/m³2626–7Waterloo 6.5252 cities: 7 µg/m³ to under 8 µg/m³2527–8124 cities: 8 µg/m³ to under 9 µg/m³1248–958 cities: 9 µg/m³ to under 10 µg/m³589–1033 cities: 10 µg/m³ to under 11 µg/m³3310–114 cities: 11 µg/m³ to under 12 µg/m³411–124 cities: 12 µg/m³ to under 13 µg/m³412–135 cities: 13 µg/m³ to under 14 µg/m³513–143 cities: 14 µg/m³ to under 15 µg/m³314–153 cities: 15 µg/m³ to under 16 µg/m³315–16

Annual PM2.5 (µg/m³)

MetricValuePeriodSource
PM2.5 — annual mean6.47 µg/m³31 Dec 2024aqs.epa.gov20Supplemental estimate · Supplemental context
Average daytime high by monthJan -2.11 · Feb 0.333 · Mar 8.06 · Apr 16.06 · May 22.67 · Jun 27.89 · Jul 29.44 · Aug 28.28 · Sep 24.89 · Oct 17.22 · Nov 8.39 · Dec 0.944 °C1991–2020NOAA U.S. Monthly Climate Normals 1991-2020 — station USW00094910 (WATERLOO MUNI AP)14Official · nearest-station reading
Average night-time low by monthJan -11.83 · Feb -9.33 · Mar -2.83 · Apr 3.28 · May 10.11 · Jun 16 · Jul 17.78 · Aug 16.11 · Sep 11.33 · Oct 4.56 · Nov -2.39 · Dec -8.33 °C1991–2020NOAA U.S. Monthly Climate Normals 1991-2020 — station USW00094910 (WATERLOO MUNI AP)14Official · nearest-station reading
Average temperature by monthJan -7 · Feb -4.5 · Mar 2.6 · Apr 9.7 · May 16.4 · Jun 21.9 · Jul 23.6 · Aug 22.2 · Sep 18.1 · Oct 10.9 · Nov 3 · Dec -3.7 °C31 Dec 1991World Meteorological Organization / NOAA NCEI18Official
Average precipitation by monthJan 27.94 · Feb 28.96 · Mar 50.29 · Apr 102.6 · May 117.1 · Jun 145.3 · Jul 110.2 · Aug 105.9 · Sep 79.76 · Oct 70.1 · Nov 46.99 · Dec 36.58 mm1991–2020NOAA U.S. Monthly Climate Normals 1991-2020 — station USW00094910 (WATERLOO MUNI AP)14Official · nearest-station reading
G04 Air Quality Pm25 Max Ug M356.2 µg/m³1 Jul 2026EPA AirData PM2.5 annual mean7Official source, approximated value · Supplemental context · county
G04 Air Quality Pm25 Mean Annual Ug M39.45 µg/m³1 Jul 2026EPA AirData PM2.5 annual mean7Official source, approximated value · Supplemental context · county
G04 Air Quality Pm25 Monitor Count1 monitors1 Jul 2026EPA AirData PM2.5 annual mean7Official source, approximated value · Supplemental context · county
G11 Annual Precipitation Mm551.6 mm30 Jun 2026NOAA GHCN-Daily climate normals13Official source, approximated value · Supplemental context · station observation
G11 Max Temp C Jul22.48 °C30 Jun 2026NOAA GHCN-Daily climate normals13Official source, approximated value · Supplemental context · station observation
Average annual temperature10.53 °C30 Jun 2026NOAA GHCN-Daily climate normals13Official source, approximated value · Supplemental context · station observation
G11 Min Temp C Jan-4.93 °C30 Jun 2026NOAA GHCN-Daily climate normals13Official source, approximated value · Supplemental context · station observation

Cities of a similar size in United States

Closest published populations, for a like-for-like comparison.

All United States cities
Alpharetta66,921 residentsJanesville66,929 residentsAlbany66,907 residentsEagan67,109 residentsUnion City66,656 residentsBrentwood66,607 residents

Population and city profile

Who lives hereResidents by nationality, % of population
Waterloo residents by nationalityBy nationalityNational passport89.9%Foreign residents 10.1%

Calculated from the population and foreign-resident facts on this page.

MetricValuePeriodSource
Foreign-resident share5.79 %31 Dec 2020Census Reporter (underlying U.S. Census ACS)5Official
Foreign residents6,778 people31 Dec 2024Census Reporter mirror of ACS 2024 5-year tables22Supplemental estimate · Supplemental context
G09 Ntd Service Area Population108,519 people4 Jul 2026ACS total population2Official
Population density419.5 people/km²31 Dec 2025Census Reporter / U.S. Census Bureau6Official
Population66,919 people31 Dec 2025U.S. Census Bureau, Population Estimates Program17Official
Safety City Crime Covered Population67,531 people31 Dec 2025FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip)9Official

Is Waterloo a good place to live?

There is no universal answer. The profile scores below show who the available published evidence may suit; they are a decision aid, not a personal recommendation.

Try your profile
Remote worker47%strong on work, weak on safety · range 37–57%
Skilled employee62%strong on work, weak on safety · range 52–72%
Student47%strong on education, weak on work · range 36–58%
Family42%strong on family, weak on cost · range 32–52%
Retirement42%strong on legal route, weak on admin · range 30–54%
Foreign residents6,778 people31 Dec 2024Independent source · Census Reporter mirror of ACS 2024 5-year tables
Population66,919 people31 Dec 2025Official source · U.S. Census Bureau, Population Estimates Program
Households spending over 30% of income on rent45.37 %4 Jul 2026Official source · ACS median owner-occupied home value
Median monthly rent811.3 EUR/month31 Dec 2024Independent source · Census Reporter mirror of ACS 2024 5-year tables
Property crime per 100,000 residents2,484 per 100,000 people1 Jul 2026Official source · FBI CDE/UCR crime statistics
Median gross salary2,859 EUR/month31 Dec 2024Community source · Census Reporter ACS 2020-2024 5-year, table B20002 (underlying U.S. Census Bureau ACS)
Every value keeps its source, geographic scope and verification date · Last checked 2026-09-11

Additional context

MetricValuePeriodSource
G02 Median Home Value Usd152,600 USD4 Jul 2026ACS median owner-occupied home value1Official
Owner-occupied homes62.07 %4 Jul 2026ACS median owner-occupied home value1Official
G03 Labour65.62 %4 Jul 2026ACS total population2Official
Residents born abroad10.12 %4 Jul 2026ACS total population2Official
G05 Naturalized Citizen Share Pct4.32 %4 Jul 2026ACS total population2Official
G05 Non Citizen Share Pct5.79 %4 Jul 2026ACS total population2Official
G06 Flu Vaccination Coverage Pct64.88 %30 Jun 2026CDC BRFSS flu vaccination coverage3Official
G06 Mammography Screening Pct77.8 %30 Jun 2026CDC mammography screening rate4Official
G06 Uninsured Share Pct7.04 %4 Jul 2026ACS median owner-occupied home value1Official
G07 Bachelors Or Higher Share Pct21.83 %4 Jul 2026ACS median owner-occupied home value1Official
G08 Reporting Agency Count1 agencies1 Jul 2026FBI CDE/UCR crime statistics8Official
G09 Households With Vehicle Available Pct92.25 %4 Jul 2026ACS median owner-occupied home value1Official
G09 Ntd Agency Count2 agencies4 Jul 2026ACS total population2Official
G09 Ntd Total Unlinked Passenger Trips 2022241,116 trips4 Jul 2026ACS total population2Official
G09 Ntd Total Vehicles Operated Max Service 202240 vehicles4 Jul 2026ACS total population2Official
G09 Total Workers 16plus31,828 workers4 Jul 2026ACS total population2Official
G09 Work From Home Share Pct7.59 %4 Jul 2026ACS total population2Official
G10 Cellular Data Plan Pct82.07 %4 Jul 2026ACS total population2Official

Common questions

Answered from the published values on this page, each with its source and date.

What is the typical salary around Waterloo?

The median gross salary is 3,353 EUR/month. Source: www.bls.gov.

What is the unemployment rate in Waterloo?

The unemployment rate is 5.27 %. This is a supplemental estimate, not an official municipal measurement. Source: Census Reporter mirror of ACS 2024 5-year tables.

Is the air quality good in Waterloo?

The annual PM2.5 mean is 6.47 µg/m³. The WHO 2021 guideline is 5 µg/m³ and the EU limit value is 25 µg/m³, so this reading is above the WHO guideline but within the EU limit. This is a supplemental estimate, not an official municipal measurement. Source: aqs.epa.gov.

How safe is Waterloo?

Police recorded 2,921 offences per 100,000. This counts all offences, so it is not comparable with a violent-crime-only rate from another source. Source: FBI Crime Data Explorer / Uniform Crime Reporting.

How many people live in Waterloo?

The published population is 66,919 people. Source: U.S. Census Bureau, Population Estimates Program.

How many foreign residents live in Waterloo?

6,778 people residents hold a foreign nationality. This is a supplemental estimate, not an official municipal measurement. Source: Census Reporter mirror of ACS 2024 5-year tables.

Is Waterloo a good place to live?

Waterloo may suit different people for different reasons. The page's profile scores compare published cost, work, housing, safety, healthcare and other available factors; they are a decision aid, not a universal recommendation.

Cite this page

Open a format to select or copy this ImmigrationDB compilation citation. The native disclosure and text fallback work without JavaScript.

APA citation
ImmigrationDB. (2026, September 12). Waterloo (19), United States: rent, salary [ImmigrationDB compilation; snapshot approved-static-d7ed373c115d60d0; version approved-static-d7ed373c115d60d0]. ImmigrationDB. https://immigrationdb.com/cities/us/waterloo-ia/ Retrieved 2026-09-12. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/
BibTeX citation
@misc{immigrationdb_immigrationdb_waterloo-19-united-states-rent-salary_9f6f5179abe7,
  author = {ImmigrationDB},
  title = {Waterloo (19), United States: rent, salary},
  publisher = {ImmigrationDB},
  year = {2026},
  date = {2026-09-12},
  version = {approved-static-d7ed373c115d60d0},
  snapshot = {approved-static-d7ed373c115d60d0},
  url = {https://immigrationdb.com/cities/us/waterloo-ia/},
  note = {Retrieved 2026-09-12. ImmigrationDB compilation. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/},
}
Markdown citation
[Waterloo (19), United States: rent, salary](https://immigrationdb.com/cities/us/waterloo-ia/) — ImmigrationDB; ImmigrationDB; snapshot approved-static-d7ed373c115d60d0; version approved-static-d7ed373c115d60d0; retrieved 2026-09-12; built 2026-09-12.

This citation identifies the ImmigrationDB compilation/page. Underlying source publishers and datasets retain their own terms; inspect the Sources section and cite those records separately. View the underlying source records.

Sources

JSON Markdown
  1. ACS median owner-occupied home value api.censusreporter.org · checked 2026-07-04
  2. ACS total population api.censusreporter.org · checked 2026-07-04
  3. CDC BRFSS flu vaccination coverage data.cdc.gov · checked 2026-06-30
  4. CDC mammography screening rate data.cdc.gov · checked 2026-06-30
  5. Census Reporter (underlying U.S. Census ACS) api.censusreporter.org · checked 2026-08-03
  6. Census Reporter / U.S. Census Bureau api.censusreporter.org · checked 2026-08-03
  7. EPA AirData PM2.5 annual mean aqs.epa.gov · checked 2026-07-01
  8. FBI CDE/UCR crime statistics cde.ucr.cjis.gov · checked 2026-07-01
  9. FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip) cde.ucr.cjis.gov · checked 2026-09-05
  10. FBI Crime Data Explorer / Uniform Crime Reporting cde.ucr.cjis.gov · checked 2026-08-04
Show 13 more sources
  1. HRSA mental health provider ratio data.hrsa.gov · checked 2026-06-30
  2. NCES CCD public school count nces.ed.gov · checked 2026-06-30
  3. NOAA GHCN-Daily climate normals ncei.noaa.gov · checked 2026-06-30
  4. NOAA U.S. Monthly Climate Normals 1991-2020 — station USW00094910 (WATERLOO MUNI AP) NOAA U.S. Monthly Climate Normals 1991-2020 · ncei.noaa.gov · checked 2026-07-31
  5. OpenFlights raw.githubusercontent.com · checked 2026-08-03
  6. OurAirports davidmegginson.github.io · checked 2026-08-03
  7. U.S. Census Bureau, Population Estimates Program www2.census.gov · checked 2026-08-03
  8. World Meteorological Organization / NOAA NCEI nodc.noaa.gov · checked 2026-08-03
  9. www.bls.gov bls.gov · checked 2026-08-27
  10. aqs.epa.gov aqs.epa.gov · checked 2026-08-26
  11. Census Reporter ACS 2020-2024 5-year, table B20002 (underlying U.S. Census Bureau ACS) api.censusreporter.org · checked 2026-09-11
  12. Census Reporter mirror of ACS 2024 5-year tables api.censusreporter.org · checked 2026-07-26
  13. Numbeo - Cost of Living in Waterloo (Wayback Machine capture 20251211022302) numbeo.com · checked 2026-07-31

Spotted a number that looks wrong? Every value here carries its source and date — tell us what you found and we will re-check it against the source.