Living in St. Charles
In St. Charles (Missouri), the median gross salary is €3,948 a month (2024) and unemployment is 2.9% (2024).
There were 6,252 physicians per 100,000 residents in 2026. In July 2026, owner occupation was 68% and the vacancy rate was 6.01%. Its population was 71,508 in July 2026.
Lower unemployment than 82% of American cities that publish it, less recorded crime than 71% of American cities that publish it and cleaner air than 83% of American cities that publish it.
Which United States-wide rules apply when you move to St. Charles?
National rules stay on the country page instead of being relabelled as city data.
Housing and cost
Median gross rent was US$1,251 per month, while the median home value was US$298,700 in July 2026. 39% of renter households spent at least 30% of income on housing in July 2026.
Supplemental estimate lane, not official statistics: Utilities, 85 m² flat, Private kindergarten, Fitness club. The others are published prices.
| Metric | Value | Period | Source |
|---|---|---|---|
| Fitness club membership, monthly | 43.54 EUR/month | 31 Dec 2025 | Numbeo - Cost of Living in St. Charles (Wayback Machine capture 20250417012334)37Supplemental estimate · Supplemental context |
| Internet, 60 Mbps unlimited | 60.38 EUR/month | 30 Sept 2026 | Verizon 300 Mbps home internet29Official · national market |
| Private kindergarten, monthly | 870.7 EUR/month | 31 Dec 2025 | Numbeo - Cost of Living in St. Charles (Wayback Machine capture 20250417012334)37Supplemental estimate · Supplemental context |
| Mobile plan, 10 GB | 21.57 EUR/month | 30 Sept 2026 | Visible unlimited mobile plan30Official · national market |
| Basic utilities, 85 m² home | 219.4 EUR/month | 31 Dec 2025 | Numbeo - Cost of Living in St. Charles (Wayback Machine capture 20250417012334)37Supplemental estimate · Supplemental context |
| Median gross rent | $1,251/month | 4 Jul 2026 | ACS median gross rent6Official |
| Households spending over 30% of income on rent | 38.97 % | 4 Jul 2026 | ACS median gross rent6Official |
| Housing vacancy rate (legacy series) | 6.01 % | 4 Jul 2026 | ACS median gross rent6Official |
| Average monthly rent (whole dwelling) | 1,244 EUR/month | 31 Dec 2020 | ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent)4Official |
| Median monthly rent | 1,156 EUR/month | 31 Dec 2020 | ACS 2020-2024 5-year table-based Summary File, table B25064 (Median Gross Rent), place records3Official |
| Recorded property crimes | 589 offenses/year | 31 Dec 2025 | FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip)13Official |
Is St. Charles a good place to live?
There is no universal answer. The profile scores below show who the available published evidence may suit; they are a decision aid, not a personal recommendation.
Worked out from these numbers
How international is the population?
6.1% of residents hold a foreign nationality — 4,452 of 72,458 people. This counts nationality, not place of birth, so long-settled residents who naturalised are not in it.
Work and income
Median household income was US$85,937 a year in July 2026.
St. Charles 2.9%
Unemployment rate (%)
| Metric | Value | Period | Source |
|---|---|---|---|
| Median household income | 85,937 USD/year | 4 Jul 2026 | ACS total population7Official |
| Households with cable, fibre or DSL broadband | 84.03 % | 4 Jul 2026 | ACS total population7Official |
| Households with a broadband subscription | 94.56 % | 4 Jul 2026 | ACS total population7Official |
| Households with internet but no subscription | 1.75 % | 4 Jul 2026 | ACS total population7Official |
| Households without internet | 3.66 % | 4 Jul 2026 | ACS total population7Official |
| Households with satellite internet | 5.44 % | 4 Jul 2026 | ACS total population7Official |
| Median gross salary | 3,948 EUR/month | 31 Dec 2024 | ACS 2024 1-year table-based Summary File, table B20002 (Median Earnings in the Past 12 Months (in 2024 inflation-adjusted dollars) by Sex for the Population 16 Years and Over with Earnings)5Official |
| Median gross salary (regional) | 3,694 EUR/month | 31 Dec 2025 | www.bls.gov31Official |
| Unemployment rate | 2.91 %country median 4.6% | 31 Dec 2024 | Census Reporter (underlying U.S. Census ACS)10Official |
What does a salary buy in St. Charles?
Take-home pay after tax, minus rent and the everyday bills this city publishes. Each line names its source.
RentUtilitiesInternetMobileLeft over
Line-by-line breakdown and sources
| Each month | € |
|---|---|
| Take-home payOECD Taxing Wages 2025, single, no children. Includes central and local income tax and employee social contributions; euro amounts at the ECB average for 2026-08. | €3,083 |
| Rentaverage rent of a whole dwelling · official · ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent) · 2020-12-31 | − €1,244 |
| Public transport passnot published for this city | — |
| Utilities, 85 m²€219 · market price · Numbeo - Cost of Living in St. Charles (Wayback Machine capture 20250417012334) · 2025-12-31 | − €219 |
| Internet€60 · official · Verizon 300 Mbps home internet · 2026-09-30 | − €60 |
| Mobile plan€22 · official · Visible unlimited mobile plan · 2026-09-30 | − €22 |
| Left overbefore the bill this city does not publish | €1,538 |
Public employment service
No exact public employment office is currently linked to St. Charles. The verified national service may still offer online registration, job search or an official office finder.
American Job Centers — Public employment service
Country-level service information is not treated as proof of a physical office in St. Charles. Sources checked through 10 Aug 2026.
Family and education
| Metric | Value | Period | Source |
|---|---|---|---|
| Residents with high school education or higher | 94.92 % | 4 Jul 2026 | ACS median gross rent6Official |
| Schools | 40 schools | 30 Jun 2026 | NCES CCD public school count16Official source, approximated value · Supplemental context · school district |
| School enrolment, share of residents | 24.23 % | 4 Jul 2026 | ACS median gross rent6Official |
Healthcare
| Metric | Value | Period | Source |
|---|---|---|---|
| Mental health provider ratio | 171 ratio | 30 Jun 2026 | HRSA mental health provider ratio15Official |
| Primary care doctors per 100,000 residents | 6,252 per 100,000 people | 30 Jun 2026 | HRSA mental health provider ratio15Official |
| Preventable hospitalizations | 2,785 per 100,000 people | 30 Jun 2026 | HRSA mental health provider ratio15Official |
| Physicians per 100,000 residents | 122 per 100,000 | 31 Dec 2023 | Area Health Resources Files (AHRF), County 2024-2025 release15Official · county |
Yes — migrants can receive medical care in St. Charles when the national insurance or residence conditions are met.
Healthcare access follows the country-wide insurance rules; local capacity facts remain city data and are not used as proof of eligibility.
Open the official coverage guideSafety
| Metric | Value | Period | Source |
|---|---|---|---|
| Recorded incidents per 100,000 residents | 1,022 offences per 100,000country median 1,586 | 31 Dec 2024 | FBI Crime Data Explorer / Uniform Crime Reporting14Official |
| Recorded violent crimes | 133 offenses/year | 31 Dec 2025 | FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip)13Official |
Mobility and administration
| Metric | Value | Period | Source |
|---|---|---|---|
| Direct destinations from the nearest major airport | 60 count | 3 Aug 2026 | OpenFlights22Official |
| Average commute time | 21.64 minutes | 4 Jul 2026 | ACS total population7Official |
| Workers commuting by bicycle | 0.12 % | 4 Jul 2026 | ACS total population7Official |
| Workers commuting by public transport | 0.16 % | 4 Jul 2026 | ACS total population7Official |
| Workers walking to work | 1.5 % | 4 Jul 2026 | ACS total population7Official |
| Distance to the nearest major airport | 10 km | 3 Aug 2026 | OurAirports23Official |
| Nearest major airport (IATA code) | STL | 3 Aug 2026 | OurAirports23Official |
Language courses and integration
No exact city-level course record is currently published for St. Charles. These verified national programmes may still apply; use the official programme page to check local availability.
Adult Education and English Language Acquisition (AEFLA) — State Language Course
U.S. Department of Education
For adult learners, adult English-language learners.
USCIS English and citizenship class finder — Civic Orientation
U.S. Citizenship and Immigration Services
For immigrants, future citizens.
Climate and air quality
Night-time low to daytime high
mm
Within WHO 2021 guidelineAbove WHO, within EU limitAbove EU legal limitCity annual mean · µg/m³
City values from the published air-quality observations. WHO 2021 guidelines and EU limit values are published constants.
St. Charles 5.8
Annual PM2.5 (µg/m³)
| Metric | Value | Period | Source |
|---|---|---|---|
| PM2.5 — annual mean | 5.76 µg/m³ | 31 Dec 2024 | US EPA Air Quality System (AQS)28Official · nearest-station reading |
| Average daytime high by month | Jan 4.7 · Feb 7.6 · Mar 13.7 · Apr 20 · May 25 · Jun 30 · Jul 32 · Aug 31.3 · Sep 27.3 · Oct 20.7 · Nov 13.1 · Dec 7 °C | 31 Dec 1991 | NOAA National Centers for Environmental Information (NCEI)17Official · nearest-station reading |
| Average night-time low by month | Jan -4.5 · Feb -2.5 · Mar 2.6 · Apr 8.3 · May 14.4 · Jun 19.5 · Jul 21.7 · Aug 20.7 · Sep 16.1 · Oct 9.5 · Nov 3 · Dec -2 °C | 31 Dec 1991 | NOAA National Centers for Environmental Information (NCEI)17Official · nearest-station reading |
| Average temperature by month | Jan 0.1 · Feb 2.6 · Mar 8.1 · Apr 14.2 · May 19.7 · Jun 24.7 · Jul 26.9 · Aug 26 · Sep 21.7 · Oct 15.1 · Nov 8 · Dec 2.5 °C | 31 Dec 1991 | NOAA National Centers for Environmental Information (NCEI)17Official · nearest-station reading |
| Average precipitation by month | Jan 65.8 · Feb 56.6 · Mar 88.8 · Apr 120 · May 122.6 · Jun 114 · Jul 99.9 · Aug 85.8 · Sep 75.3 · Oct 80.1 · Nov 86.9 · Dec 63.5 mm | 31 Dec 1991 | NOAA National Centers for Environmental Information (NCEI)17Official · nearest-station reading |
| PM2.5, highest monitored reading | 19.8 µg/m³ | 31 Dec 2024 | US EPA Air Quality System (AQS)28Official · nearest-station reading |
| PM2.5, annual mean | 6.08 µg/m³ | 31 Dec 2024 | US EPA Air Quality System (AQS)28Official · nearest-station reading |
| PM2.5 monitoring sites | 2 monitors | 1 Jul 2026 | EPA AirData PM2.5 annual mean11Official source, approximated value · Supplemental context · county |
| Annual precipitation | 1,059 mm | 31 Dec 1991 | NOAA National Centers for Environmental Information (NCEI)18Official · nearest-station reading |
| Maximum July temperature | 32 °C | 31 Dec 1991 | NOAA National Centers for Environmental Information (NCEI)19Official · nearest-station reading |
| Average annual temperature | 14.1 °C | 31 Dec 1991 | NOAA National Centers for Environmental Information (NCEI)20Official · nearest-station reading |
| Minimum January temperature | -4.5 °C | 31 Dec 1991 | NOAA National Centers for Environmental Information (NCEI)21Official · nearest-station reading |
Similar climate. In United States: Springfield ±0.8 °C. Elsewhere: Reims (France) ±4.4 °C, Markham (Canada) ±4.5 °C, Mississauga (Canada) ±4.5 °C, Richmond Hill (Canada) ±4.5 °C, Vaughan (Canada) ±4.5 °C. Twenty closest, compared month by month
Monthly highs and lows against the 1991–2020 station normals of the nearest station; ± is the average monthly difference.
Population and city profile
By nationality
National passport93.9%
Calculated from the population and foreign-resident facts on this page.
| Metric | Value | Period | Source |
|---|---|---|---|
| City area | 65.37 km² | 31 Dec 2025 | U.S. Census Bureau (TIGERweb ArcGIS REST service)25Official |
| Foreign-resident share | 6.23 % | 31 Dec 2024 | Census Reporter (underlying U.S. Census ACS)10Official |
| Foreign residents | 4,452 people | 31 Dec 2024 | Census Reporter (underlying U.S. Census ACS)10Official |
| Population density | 1,108 people/km² | 31 Dec 2024 | U.S. Census Bureau (Population Estimates Program)27Official |
| Population | 72,458 people | 31 Dec 2024 | U.S. Census Bureau, Population Estimates Program27Official |
| Population covered by crime statistics | 72,881 people | 31 Dec 2025 | FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip)13Official |
Additional context
| Metric | Value | Period | Source |
|---|---|---|---|
| Median home value | 298,700 USD | 4 Jul 2026 | ACS median gross rent6Official |
| Owner-occupied homes | 67.96 % | 4 Jul 2026 | ACS median gross rent6Official |
| Labour force participation rate | 64.47 % | 4 Jul 2026 | ACS total population7Official |
| Residents born abroad | 6.23 % | 4 Jul 2026 | ACS total population7Official |
| Naturalized citizens, share of residents | 2.54 % | 4 Jul 2026 | ACS total population7Official |
| Non-citizens, share of residents | 3.68 % | 4 Jul 2026 | ACS total population7Official |
| Flu vaccination coverage | 64.25 % | 30 Jun 2026 | CDC BRFSS flu vaccination coverage8Official |
| Mammography screening coverage | 78.1 % | 30 Jun 2026 | CDC mammography screening rate9Official |
| Residents without health insurance | 4.98 % | 4 Jul 2026 | ACS median gross rent6Official |
| Residents with a bachelor's degree or higher | 43.29 % | 4 Jul 2026 | ACS median gross rent6Official |
| Crime reporting agencies | 1 agencies | 30 Jun 2026 | FBI CDE/UCR crime statistics12Official source, approximated value · Supplemental context · agency service area |
| Households with a vehicle available | 95.28 % | 4 Jul 2026 | ACS median gross rent6Official |
| Public transport agencies in the National Transit Database | 0 agencies | 4 Jul 2026 | ACS total population7Official |
| Workers aged 16 and over | 37,272 workers | 4 Jul 2026 | ACS total population7Official |
| Workers mainly working from home | 18.04 % | 4 Jul 2026 | ACS total population7Official |
| Households using cellular data plans | 89.37 % | 4 Jul 2026 | ACS total population7Official |
Alternatives for people set on St. Charles
Three places for the three reasons people leave a city on the shortlist: stay in the region, stay in the country, or keep the budget and change the country. A percentage appears only where both cities publish that metric from the same source, period and grain. Distances are straight lines — travel times are not collected yet.
O'Fallon as a St. Charles alternative in the same region
17 km away, better on 1 of 2 metrics measured the same way, worse on 0. Median gross pay, city and foreign residents cannot be compared like for like.
- Recorded crime, per 100k: 538 O'Fallon vs 1,022 St. Charles−47%
- Median gross pay, city: €4,241 O'Fallon vs €3,948 St. Charlesno percentage
- Foreign residents: 3.2% (2020) O'Fallon vs 6.2% (2024) St. Charlesno percentage
- Median gross pay, region: €3,694 O'Fallon vs €3,694 St. Charlessame level
Cities near St. Charles
Published cities within 25 km, nearest first. Distances are straight-line.
- Rent
- 1,220 EUR/monthMedian monthly rent · 2020-12-31
- Salary
- 3,993 EUR/monthMedian gross salary · 2020-12-31
- Salary
- 3,993 EUR/monthMedian gross salary · 2020-12-31
- Rent
- 901.7 EUR/monthMedian monthly rent · 2020-12-31
- Salary
- 2,893 EUR/monthMedian gross salary · 2020-12-31
Alternative cities in United States
Other cities in United States to compare with St. Charles, nearest in population first.
How does St. Charles compare?
Pick a city. The answer appears here and the address bar keeps it, so the comparison can be shared; the page stays St. Charles's.
Is St. Charles part of St. Louis?
St. Charles is in the published commuting zone of St. Louis; this does not mean it is administratively part of the hub. St. Louis city profile
Relationship type: Commuting Zone Of. Source24
Common questions
Answered from the published values on this page, each with its source and date.
What is the typical salary around St. Charles?
The median gross salary is 3,694 EUR/month. Source: www.bls.gov.
What is the unemployment rate in St. Charles?
The unemployment rate is 2.91 %. Source: Census Reporter (underlying U.S. Census ACS).
Is the air quality good in St. Charles?
The annual PM2.5 mean is 5.76 µg/m³. The WHO 2021 guideline is 5 µg/m³ and the EU limit value is 25 µg/m³, so this reading is above the WHO guideline but within the EU limit. Source: US EPA Air Quality System (AQS).
How safe is St. Charles?
Police recorded 1,022 offences per 100,000. This counts all offences, so it is not comparable with a violent-crime-only rate from another source. Source: FBI Crime Data Explorer / Uniform Crime Reporting.
How many people live in St. Charles?
The published population is 72,458 people. Source: U.S. Census Bureau, Population Estimates Program.
How many foreign residents live in St. Charles?
4,452 residents hold a foreign nationality. Source: Census Reporter (underlying U.S. Census ACS).
Is St. Charles a good place to live?
St. Charles may suit different people for different reasons. The page's profile scores compare published cost, work, housing, safety, healthcare and other available factors; they are a decision aid, not a universal recommendation.
Is St. Charles part of St. Louis?
St. Charles is in the published commuting zone of St. Louis; this does not mean it is administratively part of the hub.
Which cities are near St. Charles?
Saint Peters, St. Peters, Bridgeton, Maryland Heights, Cottleville are near St. Charles. Typed relationship labels are shown where published; other rows use straight-line distance from admitted coordinates.
Cite this page
Open a format to select or copy this ImmigrationDB compilation citation. The native disclosure and text fallback work without JavaScript.
APA citation
ImmigrationDB. (2026, October 16). St. Charles (Missouri), United States: population, rent [ImmigrationDB compilation; version a1bfc6def43ac580590811bb4644da68]. ImmigrationDB. https://immigrationdb.com/cities/us/st-charles-mo/ Retrieved 2026-10-16. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/BibTeX citation
@misc{immigrationdb_immigrationdb_st-charles-missouri-united-states-population-rent_76b506ee95e7,
author = {ImmigrationDB},
title = {St. Charles (Missouri), United States: population, rent},
publisher = {ImmigrationDB},
year = {2026},
date = {2026-10-16},
version = {a1bfc6def43ac580590811bb4644da68},
url = {https://immigrationdb.com/cities/us/st-charles-mo/},
note = {Retrieved 2026-10-16. ImmigrationDB compilation. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/},
}Markdown citation
[St. Charles (Missouri), United States: population, rent](https://immigrationdb.com/cities/us/st-charles-mo/) — ImmigrationDB; ImmigrationDB; version a1bfc6def43ac580590811bb4644da68; retrieved 2026-10-16; built 2026-10-16.This citation identifies the ImmigrationDB compilation/page. Underlying source publishers and datasets retain their own terms; inspect the Sources section and cite those records separately. View the underlying source records.
Sources
- 2024 American Community Survey 5-year detailed tables api.census.gov · checked 2026-10-04
- ACS 2020-2024 5-year table-based Summary File, table B20002 (Median Earnings in the Past 12 Months (in 2024 inflation-adjusted dollars) by Sex for the Population 16 Years and Over with Earnings) www2.census.gov · checked 2026-09-19
- ACS 2020-2024 5-year table-based Summary File, table B25064 (Median Gross Rent), place records www2.census.gov · checked 2026-09-18
- ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent) www2.census.gov · checked 2026-09-19
- ACS 2024 1-year table-based Summary File, table B20002 (Median Earnings in the Past 12 Months (in 2024 inflation-adjusted dollars) by Sex for the Population 16 Years and Over with Earnings) www2.census.gov · checked 2026-09-19
- ACS median gross rent api.censusreporter.org · checked 2026-07-04
- ACS total population api.censusreporter.org · checked 2026-07-04
- CDC BRFSS flu vaccination coverage data.cdc.gov · checked 2026-06-30
- CDC mammography screening rate data.cdc.gov · checked 2026-06-30
- Census Reporter (underlying U.S. Census ACS) api.censusreporter.org · checked 2026-08-03
Show 27 more sources
- EPA AirData PM2.5 annual mean aqs.epa.gov · checked 2026-07-01
- FBI CDE/UCR crime statistics cde.ucr.cjis.gov · checked 2026-06-30
- FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip) cde.ucr.cjis.gov · checked 2026-09-05
- FBI Crime Data Explorer / Uniform Crime Reporting cde.ucr.cjis.gov · checked 2026-08-04
- HRSA mental health provider ratio data.hrsa.gov · checked 2026-06-30
- NCES CCD public school count nces.ed.gov · checked 2026-06-30
- NOAA National Centers for Environmental Information (NCEI) ncei.noaa.gov · checked 2026-08-06
- NOAA National Centers for Environmental Information (NCEI) nodc.noaa.gov · checked 2026-08-07
- NOAA National Centers for Environmental Information (NCEI) nodc.noaa.gov · checked 2026-08-07
- NOAA National Centers for Environmental Information (NCEI) nodc.noaa.gov · checked 2026-08-07
- NOAA National Centers for Environmental Information (NCEI) nodc.noaa.gov · checked 2026-08-07
- OpenFlights raw.githubusercontent.com · checked 2026-08-03
- OurAirports davidmegginson.github.io · checked 2026-08-03
- TIGERweb ACS2023 — Metropolitan and Micropolitan Statistical Areas (CBSA, January 1 2023) TIGERweb ACS2023 · tigerweb.geo.census.gov · checked 2026-09-19
- U.S. Census Bureau (TIGERweb ArcGIS REST service) tigerweb.geo.census.gov · checked 2026-08-03
- U.S. Census Bureau TIGERweb Places (layer 4 incorporated places, layer 5 CDPs; identical query) tigerweb.geo.census.gov · checked 2026-09-11
- U.S. Census Bureau, Population Estimates Program www2.census.gov · checked 2026-08-05
- US EPA Air Quality System (AQS) aqs.epa.gov · checked 2026-08-06
- Verizon 300 Mbps home internet verizon.com · checked 2026-09-15
- Visible unlimited mobile plan visible.com · checked 2026-09-15
- www.bls.gov bls.gov · checked 2026-08-27
- Coordinate identity evidence wikidata.org · checked 2026-09-06
- Coordinate identity evidence wikidata.org · checked 2026-09-06
- Coordinate identity evidence wikidata.org · checked 2026-09-06
- Coordinate identity evidence wikidata.org · checked 2026-09-06
- Coordinate identity evidence wikidata.org · checked 2026-09-06
- Numbeo - Cost of Living in St. Charles (Wayback Machine capture 20250417012334) numbeo.com · checked 2026-07-31
Spotted a number that looks wrong? Every value here carries its source and date — tell us what you found and we will re-check it against the source.