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Living in Waterloo

In Waterloo (New York), unemployment is 6.8% (2024).

Residents of Waterloo numbered 4,722 at the end of 2024. The unemployment rate was 6.83% at the end of 2024. Waterloo had a foreign population of 198 at the end of 2024.

Last checked 2026-10-0721 sources

Population4,722people31 Dec 2024Official source · U.S. Census Bureau, Population Estimates Program
Median gross salary3,333EUR/month31 Dec 2020Official source · 2024 American Community Survey 5-year detailed tables
Median rent856.4EUR/month31 Dec 2020Official source · ACS 2020-2024 5-year table-based Summary File, table B25064 (Median Gross Rent), place records
Unemployment rate6.83%country median 4.6% — 50% aboveOfficial source · Census Reporter (underlying U.S. Census ACS)
Recorded crime1,151incidents per 100,000country median 1,586 — 27% belowOfficial source · Crime in the United States 2025, Table 8: Offenses Known to Law Enforcement by State by City

Higher unemployment than 80% of American cities that publish it and less recorded crime than 65% of American cities that publish it.

Which United States-wide rules apply when you move to Waterloo?

National rules stay on the country page instead of being relabelled as city data.

Visa and entry rulesPassport-specific entry and national residence context.BenefitsCountry-wide eligibility and official application routes.Taxes in United StatesNational rates and thresholds that apply in Waterloo.Healthcare eligibilityCountry-wide insurance and residence conditions.

Housing and cost

What recurs every month2 published recurring costs, € per month
Waterloo recurring monthly costs, € per month

€ / month

Internet, 60 Mbps€60
Mobile plan, 10 GB€22
MetricValuePeriodSource
Internet, 60 Mbps unlimited60.38 EUR/month30 Sept 2026Verizon 300 Mbps home internet15Official · national market
Mobile plan, 10 GB21.57 EUR/month30 Sept 2026Visible unlimited mobile plan16Official · national market
Average monthly rent (whole dwelling)790.2 EUR/month31 Dec 2020ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent)3Official
Median monthly rent856.4 EUR/month31 Dec 2020ACS 2020-2024 5-year table-based Summary File, table B25064 (Median Gross Rent), place records2Official
Recorded property crimes42 offenses/year31 Dec 2025FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip)6Official

Is Waterloo a good place to live?

There is no universal answer. The profile scores below show who the available published evidence may suit; they are a decision aid, not a personal recommendation.

Try your profile
Remote worker55%strong on work, weak on air quality · range 46–64%
Skilled employee61%strong on work, weak on education · range 52–70%
Student47%strong on cost, weak on education · range 37–57%
Family68%strong on family, weak on education · range 59–77%
Retirement64%strong on safety, weak on admin · range 53–75%

Worked out from these numbers

How international is the population?

4.2% of residents hold a foreign nationality — 198 of 4,722 people. This counts nationality, not place of birth, so long-settled residents who naturalised are not in it.

Work and income

Unemployment across cities in United StatesUnemployment in Waterloo is 6.8%. Of 2,153 cities with data, 1,250 have unemployment of 0 to under 5%.

Unemployment rate (%)

MetricValuePeriodSource
Median gross salary3,333 EUR/month31 Dec 20202024 American Community Survey 5-year detailed tables1Official
Unemployment rate6.83 %country median 4.6%31 Dec 2024Census Reporter (underlying U.S. Census ACS)5Official

What does a salary buy in Waterloo?

Take-home pay after tax, minus rent and the everyday bills this city publishes. Each line names its source.

Waterloo median gross pay: €3,333 (2024 American Community Survey 5-year detailed tables, 2020-12-31).
Left over each month€1,754of €2,626 take-home
  • Rent
  • Internet
  • Mobile
  • Left over
Line-by-line breakdown and sources
Each month€
Take-home payOECD Taxing Wages 2025, single, no children. Includes central and local income tax and employee social contributions; euro amounts at the ECB average for 2026-08.€2,626
Rentaverage rent of a whole dwelling · official · ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent) · 2020-12-31− €790
Internet€60 · official · Verizon 300 Mbps home internet · 2026-09-30− €60
Mobile plan€22 · official · Visible unlimited mobile plan · 2026-09-30− €22
Other everyday billsnot published for this city: public transport pass, utilities—
Left overbefore the bills this city does not publish€1,754
Take-home pay for other salaries and households Compare with another city Check a job offer in Waterloo Salary needed to live in Waterloo

Public employment service

No exact public employment office is currently linked to Waterloo. The verified national service may still offer online registration, job search or an official office finder.

Country-level information

American Job Centers — Public employment service

U.S. Department of Labor Employment and Training Administration

Job Search
Open official service
Open the United States service overview

Country-level service information is not treated as proof of a physical office in Waterloo. Sources checked through 10 Aug 2026.

Healthcare

MetricValuePeriodSource
Physicians per 100,000 residents55.13 per 100,00031 Dec 2023Area Health Resources Files (AHRF), County 2024-2025 release4Official · county

Yes — migrants can receive medical care in Waterloo when the national insurance or residence conditions are met.

Healthcare access follows the country-wide insurance rules; local capacity facts remain city data and are not used as proof of eligibility.

Open the official coverage guide
Country rule verified 2026-08-03.

Safety

Recorded crime across major citiesWaterloo highlighted among comparable cities
Recorded crime across major cities with Waterloo highlighted

recorded incidents per 100k residents

Philadelphia5,457
Houston5,442
San Antonio5,218
Chicago4,012
Dallas4,010
Austin3,709
Fort Worth3,158
Phoenix3,125
New York City3,039
Waterloo2,921
Los Angeles2,212
San Diego2,082
MetricValuePeriodSource
Recorded incidents per 100,000 residents1,151 incidents per 100,000country median 1,58631 Dec 2025Crime in the United States 2025, Table 8: Offenses Known to Law Enforcement by State by City6Official
Recorded violent crimes12 offenses/year31 Dec 2025FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip)6Official

Mobility and administration

Waterloo's nearest airport was ITH, 57 km away and offered 3 direct destinations.

MetricValuePeriodSource
Direct destinations from the nearest major airport3 count3 Aug 2026OpenFlights9Official
Distance to the nearest major airport57 km3 Aug 2026OurAirports10Official
Nearest major airport (IATA code)ITH3 Aug 2026OurAirports10Official

Language courses and integration

No exact city-level course record is currently published for Waterloo. These verified national programmes may still apply; use the official programme page to check local availability.

Country-level information

Adult Education and English Language Acquisition (AEFLA) — State Language Course

U.S. Department of Education

For adult learners, adult English-language learners.

EnglishIn Person, Online, HybridCost varies
Open official information

USCIS English and citizenship class finder — Civic Orientation

U.S. Citizenship and Immigration Services

For immigrants, future citizens.

EnglishIn Person, OnlineCost varies
Open official information
Open the full United States section
National programme information is not treated as proof of a course location in Waterloo.

Find courses near Waterloo

Climate and air quality

Waterloo's monthly mean temperatures were −4.9°C in January and 21.1°C in July. Waterloo's monthly precipitation totalled 59.7 mm in January and 98 mm in July.

Temperature through the yearAverage daytime high and night-time low, °C
Rainfall through the yearAverage monthly precipitation, mm
MetricValuePeriodSource
Average daytime high by monthJan -0.889 · Feb 0.111 · Mar 4.44 · Apr 12.06 · May 19.22 · Jun 23.94 · Jul 26.33 · Aug 25.44 · Sep 21.78 · Oct 14.72 · Nov 8 · Dec 2.17 °C31 Dec 1991NOAA National Centers for Environmental Information7Official · nearest-station reading
Average night-time low by monthJan -9 · Feb -8.5 · Mar -4.5 · Apr 1.56 · May 8 · Jun 13.33 · Jul 15.89 · Aug 15 · Sep 10.83 · Oct 5.17 · Nov -0.278 · Dec -5.06 °C31 Dec 1991NOAA National Centers for Environmental Information7Official · nearest-station reading
Average temperature by monthJan -4.94 · Feb -4.17 · Mar -0.056 · Apr 6.78 · May 13.61 · Jun 18.67 · Jul 21.11 · Aug 20.22 · Sep 16.28 · Oct 9.94 · Nov 3.83 · Dec -1.44 °C31 Dec 1991NOAA National Centers for Environmental Information7Official · nearest-station reading
Average precipitation by monthJan 59.69 · Feb 53.34 · Mar 67.56 · Apr 75.95 · May 79.5 · Jun 93.47 · Jul 98.04 · Aug 94.49 · Sep 88.39 · Oct 92.71 · Nov 75.18 · Dec 73.41 mm31 Dec 1991NOAA National Centers for Environmental Information8Official · nearest-station reading

Similar climate. In United States: Syracuse ±0.9 °C. Elsewhere: Chatham-Kent (Canada) ±0.6 °C, Barrie (Canada) ±1.4 °C, Markham (Canada) ±1.4 °C, Mississauga (Canada) ±1.4 °C, Richmond Hill (Canada) ±1.4 °C. Twenty closest, compared month by month

Monthly highs and lows against the 1991–2020 station normals of the nearest station; ± is the average monthly difference.

Population and city profile

The total area of Waterloo was 5.6 km² at the end of 2025. Population density was 845.2 people per km² at the end of 2024.

Who lives hereResidents by nationality, % of population

Calculated from the population and foreign-resident facts on this page.

MetricValuePeriodSource
City area5.59 km²31 Dec 2025U.S. Census Bureau (TIGERweb ArcGIS REST service)12Official
Foreign-resident share4.3 %31 Dec 2024Census Reporter (underlying U.S. Census ACS)5Official
Foreign residents198 people31 Dec 2024Census Reporter (underlying U.S. Census ACS)5Official
Population density845.2 people/km²31 Dec 2024U.S. Census Bureau (Population Estimates Program)14Official
Population4,722 people31 Dec 2024U.S. Census Bureau, Population Estimates Program14Official

Alternatives for people set on Waterloo

Three places for the three reasons people leave a city on the shortlist: stay in the region, stay in the country, or keep the budget and change the country. A percentage appears only where both cities publish that metric from the same source, period and grain. Distances are straight lines — travel times are not collected yet.

North Bethesda as a Waterloo alternative in the same country

A move, not a commute, at 431 km, better on 3 of 3 metrics measured the same way, worse on 0. Recorded crime, per 100k cannot be compared like for like.

  • Foreign residents: 34.1% North Bethesda vs 4.3% Waterloo+693%
  • Median gross pay, city: €6,119 North Bethesda vs €3,333 Waterloo+84%
  • Unemployment: 3.6% North Bethesda vs 6.8% Waterloo−47%
  • Recorded crime, per 100k: 3,458 North Bethesda vs 1,151 Waterloono percentage
Full comparisonMore about North Bethesda

Cities near Waterloo

Published cities within 25 km, nearest first. Distances are straight-line.

Seneca Falls Commuting Zone · 5.2 km away
Rent
878.6 EUR/monthMedian monthly rent · 2020-12-31
Salary
3,344 EUR/monthMedian gross salary · 2020-12-31

Alternative cities in United States

Other cities in United States to compare with Waterloo, nearest in population first.

All United States cities
Summit4,724 residentsSugarcreek4,712 residentsHaslet4,743 residentsHoulton4,743 residentsFolkston4,701 residentsSouthampton4,693 residents

How does Waterloo compare?

Pick a city. The answer appears here and the address bar keeps it, so the comparison can be shared; the page stays Waterloo's.

Open the full comparison

Is Waterloo part of Seneca Falls?

Waterloo is in the published commuting zone of Seneca Falls; this does not mean it is administratively part of the hub. Seneca Falls city profile

Relationship type: Commuting Zone Of. Source11

Put Waterloo's key facts on your site — a card with this page's figures and a link back, free under CC BY 4.0.

Common questions

Answered from the published values on this page, each with its source and date.

What is the unemployment rate in Waterloo?

The unemployment rate is 6.83 %. Source: Census Reporter (underlying U.S. Census ACS).

How safe is Waterloo?

Police recorded 1,151 incidents per 100,000. This counts all offences, so it is not comparable with a violent-crime-only rate from another source. Source: Crime in the United States 2025, Table 8: Offenses Known to Law Enforcement by State by City.

How many people live in Waterloo?

The published population is 4,722 people. Source: U.S. Census Bureau, Population Estimates Program.

How many foreign residents live in Waterloo?

198 residents hold a foreign nationality. Source: Census Reporter (underlying U.S. Census ACS).

Is Waterloo a good place to live?

Waterloo may suit different people for different reasons. The page's profile scores compare published cost, work, housing, safety, healthcare and other available factors; they are a decision aid, not a universal recommendation.

Is Waterloo part of Seneca Falls?

Waterloo is in the published commuting zone of Seneca Falls; this does not mean it is administratively part of the hub.

Which cities are near Waterloo?

Seneca Falls, Geneva, Auburn, Newark are near Waterloo. Typed relationship labels are shown where published; other rows use straight-line distance from admitted coordinates.

Cite this page

Open a format to select or copy this ImmigrationDB compilation citation. The native disclosure and text fallback work without JavaScript.

APA citation
ImmigrationDB. (2026, October 16). Waterloo (New York), United States: population, rent, salary [ImmigrationDB compilation; version 4464098898ddca879527736cc7234d4b]. ImmigrationDB. https://immigrationdb.com/cities/us/waterloo/ Retrieved 2026-10-16. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/
BibTeX citation
@misc{immigrationdb_immigrationdb_waterloo-new-york-united-states-population-rent-salary_db0b4b965b92,
  author = {ImmigrationDB},
  title = {Waterloo (New York), United States: population, rent, salary},
  publisher = {ImmigrationDB},
  year = {2026},
  date = {2026-10-16},
  version = {4464098898ddca879527736cc7234d4b},
  url = {https://immigrationdb.com/cities/us/waterloo/},
  note = {Retrieved 2026-10-16. ImmigrationDB compilation. Compilation license: CC BY 4.0, https://creativecommons.org/licenses/by/4.0/},
}
Markdown citation
[Waterloo (New York), United States: population, rent, salary](https://immigrationdb.com/cities/us/waterloo/) — ImmigrationDB; ImmigrationDB; version 4464098898ddca879527736cc7234d4b; retrieved 2026-10-16; built 2026-10-16.

This citation identifies the ImmigrationDB compilation/page. Underlying source publishers and datasets retain their own terms; inspect the Sources section and cite those records separately. View the underlying source records.

Sources

JSON Markdown
  1. 2024 American Community Survey 5-year detailed tables api.census.gov · checked 2026-10-04
  2. ACS 2020-2024 5-year table-based Summary File, table B25064 (Median Gross Rent), place records www2.census.gov · checked 2026-09-18
  3. ACS 2020-2024 5-year table-based Summary File, tables B25065 (Aggregate Gross Rent) and B25063 (Gross Rent, units with cash rent) www2.census.gov · checked 2026-09-19
  4. Area Health Resources Files (AHRF), County 2024-2025 release data.hrsa.gov · checked 2026-10-04
  5. Census Reporter (underlying U.S. Census ACS) api.censusreporter.org · checked 2026-08-03
  6. FBI CIUS Table 8 by City 2025 (CDE offenses-known-to-le-2025.zip) cde.ucr.cjis.gov · checked 2026-09-05
  7. NOAA National Centers for Environmental Information ncei.noaa.gov · checked 2026-08-05
  8. NOAA National Centers for Environmental Information ncei.noaa.gov · checked 2026-08-05
  9. OpenFlights raw.githubusercontent.com · checked 2026-08-03
  10. OurAirports davidmegginson.github.io · checked 2026-08-03
Show 11 more sources
  1. TIGERweb ACS2023 — Metropolitan and Micropolitan Statistical Areas (CBSA, January 1 2023) TIGERweb ACS2023 · tigerweb.geo.census.gov · checked 2026-09-19
  2. U.S. Census Bureau (TIGERweb ArcGIS REST service) tigerweb.geo.census.gov · checked 2026-08-03
  3. U.S. Census Bureau, American Community Survey api.census.gov · checked 2026-08-07
  4. U.S. Census Bureau, Population Estimates Program www2.census.gov · checked 2026-08-05
  5. Verizon 300 Mbps home internet verizon.com · checked 2026-09-15
  6. Visible unlimited mobile plan visible.com · checked 2026-09-15
  7. Coordinate identity evidence wikidata.org · checked 2026-09-06
  8. Coordinate identity evidence wikidata.org · checked 2026-09-06
  9. Coordinate identity evidence wikidata.org · checked 2026-09-06
  10. Coordinate identity evidence wikidata.org · checked 2026-09-06
  11. Coordinate identity evidence wikidata.org · checked 2026-09-06

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