Where a Salary Goes Further 2026
The 2026 edition, frozen on 2026-09-29. It does not change when the data does; the next edition is built from the data of September 2027.
Key findings
- In Stuttgart, a median gross salary leaves €2,607 a month after income tax and the rent of a 60 m² flat, the most of 19 cities in Germany, Luxembourg and Norway (2026).
- Luxembourg leaves the least of those 19 cities: €1,451 a month (2026).
- Of 27 cities in the United Kingdom, Derby leaves the most after income tax and the mean rent of a dwelling: €2,274 a month, 69% of take-home pay (2026).
- Of 16 cities in Germany, Stuttgart leaves the most after income tax and the rent of a 60 m² flat: €2,607 a month, 82% of take-home pay (2026).
- In Islington, rent takes 83% of take-home pay, the largest share of the 27 cities in the United Kingdom (2026).
The ranking
Across Germany, Luxembourg and Norway: the rent of a 60 m² flat
| Rank | City | Country | Median gross salary | Take-home pay | Rent | Left each month | Share of take-home pay left |
|---|---|---|---|---|---|---|---|
| 1 | Stuttgart | Germany | €5,128 | €3,190 | €583 | €2,607 | 82% |
| 2 | Brunswick | Germany | €4,755 | €3,000 | €407 | €2,592 | 86% |
| 3 | Bergen | Norway | €5,121 | €3,813 | €1,224 | €2,589 | 68% |
| 4 | Trondheim | Norway | €5,045 | €3,763 | €1,307 | €2,456 | 65% |
| 5 | Mainz | Germany | €4,891 | €3,070 | €647 | €2,423 | 79% |
| 6 | Mannheim | Germany | €4,581 | €2,909 | €545 | €2,364 | 81% |
| 7 | Dortmund | Germany | €4,197 | €2,707 | €360 | €2,347 | 87% |
| 8 | Oberhausen | Germany | €4,171 | €2,693 | €399 | €2,294 | 85% |
| 9 | Duisburg | Germany | €4,151 | €2,683 | €400 | €2,283 | 85% |
| 10 | Bielefeld | Germany | €4,156 | €2,686 | €403 | €2,282 | 85% |
| 11 | Berlin | Germany | €4,250 | €2,735 | €463 | €2,273 | 83% |
| 12 | Dresden | Germany | €4,163 | €2,689 | €432 | €2,257 | 84% |
| 13 | Leipzig | Germany | €4,012 | €2,608 | €376 | €2,232 | 86% |
| 14 | Kassel | Germany | €4,167 | €2,691 | €467 | €2,224 | 83% |
| 15 | Hamburg | Germany | €4,300 | €2,762 | €596 | €2,165 | 78% |
| 16 | Augsburg | Germany | €4,183 | €2,699 | €546 | €2,153 | 80% |
| 17 | Halle (Saale) | Germany | €3,746 | €2,465 | €359 | €2,105 | 85% |
| 18 | Munich | Germany | €4,800 | €3,023 | €923 | €2,100 | 69% |
| 19 | Luxembourg | Luxembourg | €6,000 | €4,176 | €2,725 | €1,451 | 35% |
United Kingdom: mean monthly rent of a dwelling
| Rank | City | Median gross salary | Take-home pay | Rent | Left each month | Share of take-home pay left |
|---|---|---|---|---|---|---|
| 1 | Derby | €4,078 | €3,279 | €1,005 | €2,274 | 69% |
| 2 | Coventry | €4,015 | €3,233 | €1,192 | €2,042 | 63% |
| 3 | Liverpool | €3,738 | €3,034 | €1,067 | €1,967 | 65% |
| 4 | Stoke-on-Trent | €3,379 | €2,776 | €835 | €1,940 | 70% |
| 5 | Reading | €4,772 | €3,778 | €1,839 | €1,940 | 51% |
| 6 | Bradford | €3,425 | €2,809 | €870 | €1,938 | 69% |
| 7 | Kingston upon Hull | €3,302 | €2,720 | €811 | €1,909 | 70% |
| 8 | Swansea | €3,527 | €2,882 | €995 | €1,887 | 65% |
| 9 | Swindon | €3,918 | €3,163 | €1,280 | €1,883 | 60% |
| 10 | Sheffield | €3,606 | €2,939 | €1,088 | €1,851 | 63% |
| 11 | Wolverhampton | €3,476 | €2,845 | €1,104 | €1,742 | 61% |
| 12 | Plymouth | €3,548 | €2,897 | €1,173 | €1,725 | 60% |
| 13 | Leeds | €3,679 | €2,991 | €1,338 | €1,654 | 55% |
| 14 | Cardiff | €3,718 | €3,019 | €1,375 | €1,645 | 54% |
| 15 | Southampton | €3,838 | €3,106 | €1,468 | €1,638 | 53% |
| 16 | Nottingham | €3,391 | €2,784 | €1,185 | €1,600 | 57% |
| 17 | Norwich | €3,513 | €2,872 | €1,334 | €1,538 | 54% |
| 18 | Leicester | €3,316 | €2,730 | €1,195 | €1,535 | 56% |
| 19 | Luton | €3,592 | €2,929 | €1,427 | €1,502 | 51% |
| 20 | Newcastle upon Tyne | €3,572 | €2,914 | €1,419 | €1,495 | 51% |
| 21 | Portsmouth | €3,775 | €3,061 | €1,598 | €1,463 | 48% |
| 22 | Birmingham | €3,246 | €2,680 | €1,284 | €1,396 | 52% |
| 23 | Manchester | €3,555 | €2,902 | €1,604 | €1,299 | 45% |
| 24 | Cambridge | €3,916 | €3,162 | €2,109 | €1,054 | 33% |
| 25 | Bexley | €3,422 | €2,807 | €1,795 | €1,011 | 36% |
| 26 | Bristol | €3,565 | €2,909 | €2,200 | €710 | 24% |
| 27 | Islington | €5,173 | €4,028 | €3,350 | €678 | 17% |
Germany: rent of a 60 m² flat (average rent per m² × 60)
| Rank | City | Median gross salary | Take-home pay | Rent | Left each month | Share of take-home pay left |
|---|---|---|---|---|---|---|
| 1 | Stuttgart | €5,128 | €3,190 | €583 | €2,607 | 82% |
| 2 | Brunswick | €4,755 | €3,000 | €407 | €2,592 | 86% |
| 3 | Mainz | €4,891 | €3,070 | €647 | €2,423 | 79% |
| 4 | Mannheim | €4,581 | €2,909 | €545 | €2,364 | 81% |
| 5 | Dortmund | €4,197 | €2,707 | €360 | €2,347 | 87% |
| 6 | Oberhausen | €4,171 | €2,693 | €399 | €2,294 | 85% |
| 7 | Duisburg | €4,151 | €2,683 | €400 | €2,283 | 85% |
| 8 | Bielefeld | €4,156 | €2,686 | €403 | €2,282 | 85% |
| 9 | Berlin | €4,250 | €2,735 | €463 | €2,273 | 83% |
| 10 | Dresden | €4,163 | €2,689 | €432 | €2,257 | 84% |
| 11 | Leipzig | €4,012 | €2,608 | €376 | €2,232 | 86% |
| 12 | Kassel | €4,167 | €2,691 | €467 | €2,224 | 83% |
| 13 | Hamburg | €4,300 | €2,762 | €596 | €2,165 | 78% |
| 14 | Augsburg | €4,183 | €2,699 | €546 | €2,153 | 80% |
| 15 | Halle (Saale) | €3,746 | €2,465 | €359 | €2,105 | 85% |
| 16 | Munich | €4,800 | €3,023 | €923 | €2,100 | 69% |
Computed but not ranked, because fewer than ten cities of their country qualify and their rent is not the per-m² measure: Clinton Township (United States, €1,515 left); Lexington-Fayette urban county (United States, €1,467 left); Urban Honolulu (United States, €1,154 left).
Most and least left each month
Method
For each city: the median gross monthly salary of the city, less income tax and employee social contributions for a single person without children (the OECD Taxing Wages model for 2025, the same model as the site's take-home pay calculator), less the rent. Where the city publishes an average rent per m², the rent is that figure × 60 m²; where it publishes the rent of a whole dwelling, that figure. Amounts in another currency are converted with the ECB monthly average named in the data file.
A city enters only with its own official median salary and its own official rent, both observed in 2023 or later, and 100,000 residents or more. A country is ranked on its own with ten such cities or more. The ranking across countries holds only cities whose rent is the per-m² measure, the one measure published in more than one country; a ranking never mixes the two.
This is one computed measure, not a combined score. It leaves out every cost but rent, and the tax of anyone who is not a single employee without children.
Left out after the release this edition was read from: the median wages of four Latvian cities, Rīga among them, were net figures stored as gross; they were withdrawn on 2026-09-29 and are listed on the corrections page.
This edition was frozen on 2026-09-29; later data do not change it. The cities that did not qualify, with the reason for each, are in the data file.
How to cite
ImmigrationDB (2026). Where a Salary Goes Further 2026. https://immigrationdb.com/indices/salary-goes-further/2026/
Free to reuse under CC BY 4.0, with the credit above; each value keeps its publisher's terms.
Data
The complete table, with every input, its date and its source, is in /data/indices/salary-goes-further/2026.json. A CSV download follows once the terms of every publisher behind the table are recorded.
Sources
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- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
- Annual survey of hours and earnings - workplace analysis, NOMIS table NM_99_1 (ONS) Office for National Statistics (ONS) via NOMIS
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